Buying a House in Cash vs. Mortgage Financing: Which is Right for Me?

July 21, 2021 | 3 min read | Owning a home
If you have the means to do so, you may be wondering if you should pay all cash for a home or get a mortgage. Some believe that it may be better to put an all-cash offer on a home in today's competitive housing market. However, getting a mortgage co...
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7 Different Styles of Homes in the U.S. and Their Origins

July 2, 2021 | 2 min read | Owning a home
When buying a home, you may want to look at homes with varying architectural and design styles. Familiarize yourself with the most popular types of homes in the U.S. to see which one is right for you!  Cape cod Cape cod homes date back t...
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5 Tips to Cut Down your Energy Bill This Summer

July 1, 2021 | 2 min read | Owning a home
Are you looking to stay cool without an energy bill through the roof? Here are a few tips on how you can keep cool and reduce your energy costs! Adjust your thermostat Try to keep your thermostat at a temperature cool enough to keep y...
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5 Factors That Affect Home Prices

June 23, 2021 | 2 min read | The mortgage process
Whether you’re looking to purchase or refinance a home, it is beneficial to understand some factors that may cause home values and prices to fluctuate.  Location One of the main factors that a homebuyer evaluates is the location of ...
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Second Home vs. Investment Property: Mortgage Requirements and Rates

June 7, 2021 | 2 min read | Owning a home
There are several differences between a second home vs. an investment property. When you buy a house and apply for a mortgage, the mortgage company will evaluate whether the property is classified as a primary residence, second home, or investment p...
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Things to Avoid During the Mortgage Process

May 17, 2021 | 2 min read | The mortgage process
Once you submit a mortgage application, you’ll want to avoid negatively impacting your loan approval in any way. Mortgage companies look for stability and consistency throughout the mortgage process, ensuring that you maintain your financial si...
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Is Now a Good Time to Buy a House?

May 13, 2021 | 2 min read | Owning a home, The mortgage process
Throughout the pandemic, competition has increased in the real estate market as mortgage rates hit all-time lows. Many people have traded up their rental payments for mortgage payments, entering the world of homeownership. You may be wondering,...
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Should I Buy a Bigger House? Reasons to Move

April 26, 2021 | 1 min read | Owning a home
After buying a home, your needs and desires may change years later. The home you purchased ten years ago may no longer be big enough or in an ideal location for you and your family. So, what are some common factors that may help you determine if you...
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Why Did my Credit Score Drop? Reasons Explained

April 14, 2021 | 3 min read | The mortgage process
Working on building your credit score may take time and patience. You may be wondering, “I’ve worked hard and have been doing the right things, yet why did my credit score drop?” You may not realize that some actions can negatively i...
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Helpful Credit Tips on the Best Ways to Build Credit

April 12, 2021 | 4 min read | The mortgage process
It is essential to understand your credit score and how it may impact your home buying or refinancing process. This way, you can get ahead of any potential problems before applying for a mortgage or continue practicing healthy credit habits.  ...
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