Blog
Condo vs. Co-op in NYC: Key Differences for Homebuyers
When comparing a condo vs. a co-op in NYC, the biggest differences come down to ownership structure, building approval, financing requirements, monthly costs, and flexibility. Condos typically offer more ownership flexibility, while co-ops are commo...
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Mortgage Lender vs. Bank: Why Homebuyers Choose GuardHill
Choosing the right mortgage lender is an important part of the homebuying process. Homebuyers choose GuardHill because they want the best combination of rates, service, and ease of process. Buyers want to be treated like VIPs. Homebuyers want a lend...
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June Mortgage Market Update: Housing Market Outperforming Expectations in 2026
Market Insight
The housing market has delivered a stronger-than-expected performance so far in 2026. Despite ongoing affordability challenges and mortgage rates remaining above historical lows, homebuyer demand has remained resilient, inventory l...
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May Mortgage Market Update: New Fed Chair Signals a Shift Toward Lower Rates
Market Insight
The mortgage and housing industry is closely watching new Fed Chair Kevin Warsh, who is widely viewed as more supportive of lower interest rates over the long term which has created optimism across the market.Current expectations...
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April Mortgage Market Update: Stability Returning to the Market
Market Insight
As the spring homebuying season progresses, the housing market is showing encouraging signs of stability. Mortgage rates have remained relatively consistent, buyer demand is steady as consumers adjust to current rate levels, and ho...
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March Mortgage Market Update: Signs of an Early Spring Thaw
As we enter the spring homebuying season, the housing market is showing early signs of improvement after a challenging couple of years.
Buyer Activity is Picking Up
Buyer demand is strengthening. Mortgage applications and existing home sales h...
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Mortgage Broker vs. Mortgage Banker vs. Retail Bank: What’s the Difference?
When exploring home financing, you will likely come across terms like mortgage broker, mortgage banker, and retail bank. While they may sound similar, they play very different roles in the lending process.
Understanding the difference between a m...
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February Mortgage Market Update
Mortgage rates remain near their lowest levels in years, helping to improve affordability.Affordability is improving: Lower mortgage rates plus slower home price growth gives buyers a better chance to negotiate and qualify for financing.More homes a...
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GuardHill Licensing Requirements
As a mortgage banker, GuardHill is held to some of the highest licensing standards in the industry. These licensing requirements are designed to protect borrowers and ensure they are working with qualified mortgage professionals throughout the l...
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Corporate Mortgage Program
GuardHill’s Corporate Mortgage Program is designed for companies that want to offer a meaningful mortgage benefit to their employees.
Buying a home, refinancing, or exploring mortgage options can be a major financial decision. Through GuardHill...
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