Blog

Is Now a Good Time to Buy a House?

May 14, 2021 | 2 min read | Owning a home, The mortgage process
Throughout the pandemic, competition has increased in the real estate market as mortgage rates hit all-time lows. Many people have traded up their rental payments for mortgage payments, entering the world of homeownership. You may be wondering,...
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Should I Buy a Bigger House? Reasons to Move

April 26, 2021 | 1 min read | Owning a home
After buying a home, your needs and desires may change years later. The home you purchased ten years ago may no longer be big enough or in an ideal location for you and your family. So, what are some common factors that may help you determine if you...
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Why Did my Credit Score Drop? Reasons Explained

April 14, 2021 | 3 min read | The mortgage process
Working on building your credit score may take time and patience. You may be wondering, “I’ve worked hard and have been doing the right things, yet why did my credit score drop?” You may not realize that some actions can negatively i...
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Helpful Credit Tips on the Best Ways to Build Credit

April 12, 2021 | 4 min read | The mortgage process
It is essential to understand your credit score and how it may impact your home buying or refinancing process. This way, you can get ahead of any potential problems before applying for a mortgage or continue practicing healthy credit habits.  ...
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How Does a Cash-Out Refinance Work: Cash-Out Refinance Explained

March 26, 2021 | 3 min read | Refinance, The mortgage process
Now is a great time to refinance as interest rates remain at all-time lows, and many homeowners are sitting on untapped equity. If you have equity in your home and are looking for extra cash-on-hand for upcoming expenses, you may benefit from a cash...
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Benefits of Owning a Home: Benefits of Buying vs. Renting

March 24, 2021 | 3 min read | Owning a home
One of the most significant decisions that anyone can make in their life is buying a home. Renters often wonder, “what are the benefits of owning a home vs. renting?” Especially in today’s climate, many benefits range from offering good long-t...
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How to use a Gift Letter for Mortgage Financing

March 23, 2021 | 3 min read | The mortgage process
If you are thinking about buying a home, you should start considering how much money you will have for a down payment. A down payment is one of the highest up-front costs to buying a home. Many people, especially first-time homebuyers, rely on gif...
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Closing on a House: What to Expect at Closing

March 22, 2021 | 4 min read | The mortgage process
The mortgage closing is the final step in the home buying process, which means you are one step closer to finalizing your mortgage! Here is what you may expect at your mortgage closing, whether in person or virtual, so you can feel more comfortable...
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Home Buying Process Step by Step: 2021 Guide on How to Buy a House

March 19, 2021 | 5 min read | Owning a home
One of the most significant decisions that anyone can make in their life is purchasing a home. Many feel that buying a home is overwhelming and may be thinking, “I want to buy a house, where do I start?” Our goal is to make the home buying proce...
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Tips on How to Get the Best Mortgage Rate

March 18, 2021 | 2 min read | The mortgage process
Mortgage rates are at historically low levels and are predicted to rise, so there are incredible opportunities for millions of existing and soon-to-be homeowners.  Whether you’re looking to refinance or purchase a hom...
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