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What to Know About Home Inspections: Home Inspection Checklist

February 24, 2021 | 4 min read | The mortgage process
A home inspection is an essential step in the home buying process. When making such a significant financial decision, it is crucial to understand the property's current state. The inspection will notify you of any problems or necessary repairs ...
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Common Questions to Ask When Refinancing a Mortgage

February 18, 2021 | 3 min read | Refinance
Refinancing your mortgage may allow you to save on your monthly payment or take cash out of your home to pay for significant expenses. We have answered some common questions to ask when refinancing, which may help you determ...
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ARM vs. Fixed Rate Mortgage: Which One is Right for You?

February 17, 2021 | 5 min read | The mortgage process
One important decision to make when getting a mortgage is whether you want an adjustable-rate mortgage (ARM) or a fixed rate mortgage. Learn more about what these terms mean and their pros and cons to help decide what product is right for you. ...
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A Complete Guide to the Mortgage Underwriting Process

February 2, 2021 | 5 min read | The mortgage process
The underwriting process is a critical component of the mortgage financing journey. Reaching the underwriting phase means you are one step closer to your mortgage closing. Here is everything you need to know about the mortgage underwriting...
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Benefits of a Cash-Out Refinance Explained

January 25, 2021 | 2 min read | Refinance, The mortgage process
Now is a great time to refinance as interest rates remain at all-time lows, and many homeowners are sitting on untapped home equity. A cash-out refinance is one of two types of refinancing, in which a new loan is taken out on the property that ...
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Millennial Housing Trends: Trends in 2020 and a 2021 Outlook

January 14, 2021 | 2 min read | Owning a home
For the past few years, millennial homebuyers have had a strong influence and impact on the housing market. They will continue to do so well into 2021 as they become one of the fastest-growing home buyers segment. With mortgage rates at all-time low...
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What is Included in a Mortgage Payment?

January 13, 2021 | 2 min read | The mortgage process
If you are thinking about buying a home or reviewing your current loan terms, you may be wondering what is included in your monthly mortgage payment. Your monthly payment will consist of the principal, interest, taxes, and insurance.  Pr...
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Saving for your First Home: Tips & Tricks

January 12, 2021 | 3 min read | The mortgage process
Saving money for your first home may seem overwhelming, but don’t let that discourage you! Start with some realistic goals and plans to help with saving for your down payment. Focusing on small steps and building up your savings will help you...
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How to Use a Down Payment Gift when Purchasing a Home

January 11, 2021 | 2 min read | The mortgage process
If you are purchasing a home but do not have enough money for a down payment, you may benefit from a down payment gift! Cash gifts, also referred to as down payment gifts are popular among many first-time homebuyers. The following outlines the ...
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Closing on a House: What to Know About the Mortgage Closing Process

January 7, 2021 | 3 min read | The mortgage process
The mortgage closing is the last step in the home buying process, which means you are one step closer to finalizing your mortgage! Here is what you may expect at your mortgage closing process, whether in person or virtual. How Have ...
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