Blog

Second Home vs. Investment Property: Mortgage Requirements and Rates

June 7, 2021 | 2 min read | Owning a home
There are several differences between a second home vs. an investment property. When you buy a house and apply for a mortgage, the mortgage company will evaluate whether the property is classified as a primary residence, second home, or investment p...
Read more >

Things to Avoid During the Mortgage Process

May 18, 2021 | 2 min read | The mortgage process
Once you submit a mortgage application, you’ll want to avoid negatively impacting your loan approval in any way. Mortgage companies look for stability and consistency throughout the mortgage process, ensuring that you maintain your ...
Read more >

Is Now a Good Time to Buy a House?

May 14, 2021 | 2 min read | Owning a home, The mortgage process
Throughout the pandemic, competition has increased in the real estate market as mortgage rates hit all-time lows. Many people have traded up their rental payments for mortgage payments, entering the world of homeownership. You may be wondering,...
Read more >

Should I Buy a Bigger House? Reasons to Move

April 26, 2021 | 1 min read | Owning a home
After buying a home, your needs and desires may change years later. The home you purchased ten years ago may no longer be big enough or in an ideal location for you and your family. So, what are some common factors that may help you determine if you...
Read more >

Why Did my Credit Score Drop? Reasons Explained

April 14, 2021 | 3 min read | The mortgage process
Working on building your credit score may take time and patience. You may be wondering, “I’ve worked hard and have been doing the right things, yet why did my credit score drop?” You may not realize that some actions can negatively i...
Read more >

Helpful Credit Tips on the Best Ways to Build Credit

April 12, 2021 | 4 min read | The mortgage process
It is essential to understand your credit score and how it may impact your home buying or refinancing process. This way, you can get ahead of any potential problems before applying for a mortgage or continue practicing healthy credit habits.  ...
Read more >

How Does a Cash-Out Refinance Work: Cash-Out Refinance Explained

March 26, 2021 | 3 min read | Refinance, The mortgage process
Now is a great time to refinance as interest rates remain at all-time lows, and many homeowners are sitting on untapped equity. If you have equity in your home and are looking for extra cash-on-hand for upcoming expenses, you may benefit from a cash...
Read more >

Benefits of Owning a Home: Benefits of Buying vs. Renting

March 24, 2021 | 3 min read | Owning a home
One of the most significant decisions that anyone can make in their life is buying a home. Renters often wonder, “what are the benefits of owning a home vs. renting?” Especially in today’s climate, many benefits range from offering good long-t...
Read more >

How to use a Gift Letter for Mortgage Financing

March 23, 2021 | 3 min read | The mortgage process
If you are thinking about buying a home, you should start considering how much money you will have for a down payment. A down payment is one of the highest up-front costs to buying a home. Many people, especially first-time homebuyers, rely on gif...
Read more >

Closing on a House: What to Expect at Closing

March 22, 2021 | 4 min read | The mortgage process
The mortgage closing is the final step in the home buying process, which means you are one step closer to finalizing your mortgage! Here is what you may expect at your mortgage closing, whether in person or virtual, so you can feel more comfortable...
Read more >
1 2 3 8