Home Maintenance Checklist: Monthly, Seasonal, and Annual

October 25, 2021 | 7 min read | Owning a home
Home maintenance may seem daunting if you are unsure where to begin and what to do; however, home repairs and improvements may save you from larger potential issues and unexpected costs in the future. Follow this monthly, seasonal, and ann...
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How Does a Cash-Out Refinance Work?

October 20, 2021 | 5 min read | Refinance, The mortgage process
Now is a great time to refinance as interest rates remain at all-time lows, and many homeowners are sitting on untapped equity. Your mortgage should change with your evolving financing needs, so if you have equity in your home and are looking for ex...
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Paying Cash for a House vs. Getting a Mortgage

October 20, 2021 | 3 min read | Owning a home
If you have the means to do so, you may be wondering if you should pay all cash for a home or get a mortgage. Some believe it may be better to put an all-cash offer on a home in today’s competitive housing market. However, getting a mortgage could...
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How Long is a Mortgage Pre-Approval Good for and Why are They Important?

October 12, 2021 | 2 min read | The mortgage process
In today’s competitive real estate market, pre-approvals are more crucial than ever. Before you start the home buying process, it’s essential to understand the basics of the mortgage pre-approval process and how it may help you purchase you...
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What is Included in a Mortgage Payment?

October 8, 2021 | 3 min read | The mortgage process
If you are thinking about buying a home or reviewing your current loan terms, you may be wondering what is included in your monthly mortgage payment. Your monthly payment will consist of the principal, interest, taxes, and insurance, and w...
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What is an Appraisal? The Home Appraisal Process

October 6, 2021 | 5 min read | The mortgage process
Appraisals are a standard part of the home buying process, usually required on a purchase and refinance transaction. This page will outline everything you need to know about the home appraisal process ranging from preparing befor...
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Reasons to Buy a Bigger House & How to Afford a New Purchase

September 30, 2021 | 2 min read | Owning a home
After buying a home, your needs and desires may change years later. The home you purchased five or ten years ago may no longer be suitable for you and your family. So, what are some common reasons that many people choose to upgrade and buy a bigger ...
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Home Buying Process Step by Step: 2021 Guide on How to Buy a House

September 30, 2021 | 5 min read | Owning a home
One of the most significant decisions that anyone can make in their life is purchasing a home. If you are a first-time homebuyer, you may be wondering, “I want to buy a house; where do I start?” Our goal is to make the home buying process as sea...
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What is a Condop? How to Get a Mortgage for a Condop

September 28, 2021 | 1 min read | Owning a home
A condop is a mixed-use building found in New York City rarer than traditional condos or co-ops.  It is referred to as a condop because of a co-op forming within a condo. What Does a Condop Look Like? Since a condop is a mixed-use bui...
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Tricks to Lower Your Debt-to-Income Ratio when Applying for a Mortgage

September 24, 2021 | 3 min read | Owning a home
What is a Debt-to-Income Ratio? Your debt-to-income (DTI) ratio compares your monthly debt expenses to your monthly income. This evaluates how much debt you have and your ability to repay those debts with your current income stream. How to...
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