Owning a home

Buying a House in Cash vs. Mortgage Financing: Which is Right for Me?

July 21, 2021 | 3 min read | Owning a home
If you have the means to do so, you may be wondering if you should pay all cash for a home or get a mortgage. Some believe that it may be better to put an all-cash offer on a home in today's competitive housing market. However, getting a mortgage co...
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7 Different Styles of Homes in the U.S. and Their Origins

July 2, 2021 | 2 min read | Owning a home
When buying a home, you may want to look at homes with varying architectural and design styles. Familiarize yourself with the most popular types of homes in the U.S. to see which one is right for you!  Cape cod Cape cod homes date back t...
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5 Tips to Cut Down your Energy Bill This Summer

July 1, 2021 | 2 min read | Owning a home
Are you looking to stay cool without an energy bill through the roof? Here are a few tips on how you can keep cool and reduce your energy costs! Adjust your thermostat Try to keep your thermostat at a temperature cool enough to keep y...
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Second Home vs. Investment Property: Mortgage Requirements and Rates

June 7, 2021 | 2 min read | Owning a home
There are several differences between a second home vs. an investment property. When you buy a house and apply for a mortgage, the mortgage company will evaluate whether the property is classified as a primary residence, second home, or investment p...
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Is Now a Good Time to Buy a House?

May 13, 2021 | 2 min read | Owning a home, The mortgage process
Throughout the pandemic, competition has increased in the real estate market as mortgage rates hit all-time lows. Many people have traded up their rental payments for mortgage payments, entering the world of homeownership. You may be wondering,...
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Should I Buy a Bigger House? Reasons to Move

April 26, 2021 | 1 min read | Owning a home
After buying a home, your needs and desires may change years later. The home you purchased ten years ago may no longer be big enough or in an ideal location for you and your family. So, what are some common factors that may help you determine if you...
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Benefits of Owning a Home: Benefits of Buying vs. Renting

March 24, 2021 | 3 min read | Owning a home
One of the most significant decisions that anyone can make in their life is buying a home. Renters often wonder, “what are the benefits of owning a home vs. renting?” Especially in today’s climate, many benefits range from offering good long-t...
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Home Buying Process Step by Step: 2021 Guide on How to Buy a House

March 19, 2021 | 5 min read | Owning a home
One of the most significant decisions that anyone can make in their life is purchasing a home. Many feel that buying a home is overwhelming and may be thinking, “I want to buy a house, where do I start?” Our goal is to make the home buying proce...
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How to Prepare Your Home for Allergy Season

March 18, 2021 | 1 min read | Owning a home
As spring approaches, those who suffer from allergies often feel miserable when plants expel pollen into the air. While you can't always escape pollen when outside, these five tips on how to prepare your home during allergy season will provide some ...
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Mortgage Note: What is it and Why is it Important?

March 1, 2021 | 1 min read | Owning a home, The mortgage process
What is a Mortgage Note? A mortgage note is a document signed at the closing promising you will repay your mortgage. Mortgage notes are contractual legal documents filed with the local government that state the agreed-upon terms of ...
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