The mortgage process

What is Included in a Mortgage Payment?

January 13, 2021 | 2 min read | The mortgage process
If you are thinking about buying a home or reviewing your current loan terms, you may be wondering what is included in your monthly mortgage payment. Your monthly payment will consist of the principal, interest, taxes, and insurance.  Pr...
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Saving for your First Home: Tips & Tricks

January 12, 2021 | 3 min read | The mortgage process
Saving money for your first home may seem overwhelming, but don’t let that discourage you! Start with some realistic goals and plans to help with saving for your down payment. Focusing on small steps and building up your savings will help you...
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How to Use a Down Payment Gift when Purchasing a Home

January 11, 2021 | 2 min read | The mortgage process
If you are purchasing a home but do not have enough money for a down payment, you may benefit from a down payment gift! Cash gifts, also referred to as down payment gifts are popular among many first-time homebuyers. The following outlines the ...
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Closing on a House: What to Know About the Mortgage Closing Process

January 7, 2021 | 3 min read | The mortgage process
The mortgage closing is the last step in the home buying process, which means you are one step closer to finalizing your mortgage! Here is what you may expect at your mortgage closing process, whether in person or virtual. How Have ...
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I Want to Buy a House, Where Do I Start? Questions for First-Time Homebuyers

January 6, 2021 | 4 min read | The mortgage process
The home buying process may seem overwhelming to those entering the market for the first time, especially since buying a home is often one's most significant milestone in life. Taking the time to learn how to best prepare for the mortgage financing ...
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Mortgage Checklist: Documents Needed to Apply for a Mortgage

January 5, 2021 | 4 min read | The mortgage process
If you consider purchasing or refinancing in 2021, familiarize yourself with our mortgage document checklist to get organized and help cut down on time spent searching for documents. If you are ready to apply online and start uploading doc...
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What to Know About the Home Appraisal Process & How it Works

January 3, 2021 | 5 min read | The mortgage process
Appraisals are a standard part of the home buying process, usually required on a purchase and refinance transaction. This page will outline everything you need to know about the home appraisal process ranging from preparing befor...
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How Much Should I Have for a Down Payment on a House?

January 2, 2021 | 2 min read | The mortgage process
If you are thinking about buying a home, a great place to start is planning for a mortgage down payment. A down payment is an up-front payment you make towards the home's total purchase price and helps the mortgage company determine your loan amount...
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The Mortgage Underwriting Process

September 14, 2020 | 3 min read | The mortgage process
The underwriting process is a critical component of the mortgage financing journey. Reaching the underwriting phase means you are one step closer to closing on your mortgage! Here’s what you need to know about the mortgage underwriting process. ...
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Tips for Getting the Best Mortgage Rate

September 1, 2020 | 1 min read | The mortgage process
We are seeing the lowest mortgage rates in American history. Currently, with rates steeping below 3%, incredible opportunities are being afforded to millions of existing and would-be homeowners. Whether you're looking to refinanceor purcha...
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