Should I Lock my Mortgage Rate Today?

March 12, 2021 | 3 min read | The mortgage process
Mortgage rates have been at historic lows and are predicted to rise, so people may be wondering “Should I lock in my mortgage rate today?” Mortgage rates fluctuate often, so if you are quoted a rate with monthly payments that fit within your bud...
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Mortgage Document Checklist: How to Apply for a Mortgage

March 9, 2021 | 5 min read | The mortgage process
If you consider purchasing or refinancing in 2021, familiarize yourself with our mortgage document checklist and guide on how to apply for a mortgage to get organized and help expedite your mortgage process. If you are ready to apply online&nbs...
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5 C’s of Credit: How it Impacts Your Mortgage

March 3, 2021 | 3 min read | The mortgage process
5 C’s of Credit: What to Know and how to Master your Credit  The 5 C’s of credit are a way for financial institutions to evaluate how responsible and trustworthy you are based on your ability to handle and repay debt obligations. This is...
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Mortgage Note: What is it and Why is it Important?

March 1, 2021 | 1 min read | Owning a home, The mortgage process
What is a Mortgage Note? A mortgage note is a document signed at the closing promising you will repay your mortgage. Mortgage notes are contractual legal documents filed with the local government that state the agreed-upon terms of ...
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How Long is a Mortgage Pre-Approval Good for? What to Know about Pre-Approvals

February 26, 2021 | 2 min read | The mortgage process
In today’s competitive real estate market, pre-approvals are more crucial than ever. Before you get started with the home buying process, it’s essential to understand the basics of a mortgage pre-approval and how long they will last. Typica...
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What to Know About Home Inspections: Home Inspection Checklist

February 24, 2021 | 4 min read | The mortgage process
A home inspection is an essential step in the home buying process. When making such a significant financial decision, it is crucial to understand the property's current state. The inspection will notify you of any problems or necessary repairs ...
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Common Questions to Ask When Refinancing a Mortgage

February 18, 2021 | 3 min read | Refinance
Refinancing your mortgage may allow you to save on your monthly payment or take cash out of your home to pay for significant expenses. We have answered some common questions to ask when refinancing, which may help you determ...
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ARM vs. Fixed Rate Mortgage: Which One is Right for You?

February 17, 2021 | 5 min read | The mortgage process
One important decision to make when getting a mortgage is whether you want an adjustable-rate mortgage (ARM) or a fixed rate mortgage. Learn more about what these terms mean and their pros and cons to help decide what product is right for you. ...
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A Complete Guide to the Mortgage Underwriting Process

February 2, 2021 | 5 min read | The mortgage process
The underwriting process is a critical component of the mortgage financing journey. Reaching the underwriting phase means you are one step closer to your mortgage closing. Here is everything you need to know about the mortgage underwriting...
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Millennial Housing Trends: Trends in 2020 and a 2021 Outlook

January 14, 2021 | 2 min read | Owning a home
For the past few years, millennial homebuyers have had a strong influence and impact on the housing market. They will continue to do so well into 2021 as they become one of the fastest-growing home buyers segment. With mortgage rates at all-time low...
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