Testimonials
Above and beyond
D’laine was very helpful in navigating the whole process and she truly provided invaluable assistance while navigating the home purchasing process. I would encourage others to use her services.
– Anonymous 5/20/23
Very Knowledgeable and Easy to Work with!
D’Laine Mindreau did an excellent job and was very helpful, easy to deal with and responded quickly to our questions. She helped minimize all of our concerns.
– Anonymous 5/19/23
A Great Experience
June was helpful in making my NY homeowners dream come true. This was my first experience with Co-op financing. The process can be daunting, but June walked me through every step. She has excellent communication skills, and she answered all my questions. I will recommend June to all my friends and coworkers. Thank you for the wonderful service that GuardHill Financial provided me.
– B.W. 5/16/23
Great rates
Offers excellent personalized service and the best rates in the industry. Highly recommend! Generally, expect to pay a 1% brokerage fee of mortgage. Highly worth it to get such great rates.
– J.M. 4/12/23
Great experience with June!
It was a great experience having worked with June Richardson. June helped me with my mortgage application about 1.5 years ago. The contract was signed during the height of covid, and it was very tight to meet the deadline given all kinds of delays caused by covid. With June’s countless effort and dedication, we were able to close the deal in a timely manner. And there is one thing which I am very grateful for, that June took the initiative to communicate with me about the rate situation when it started to go up. With the education which she gave me, I was able to make a wise decision and lock up a great rate. Highly recommend!
– S.D. 4/8/23
The best, you want him on your side!
My husband and I have worked with Jimmy twice now (for NYC and Upstate NY) and would highly recommend him for first-time and repeat buyers. He is fun and easy to work with, but also very knowledgeable about the industry and how to work the system to get the best rates based on your unique situation. He is very responsive on email and text, even on weekends and evenings, especially when it really mattered. He made us feel heard and important and supported. Thank you, Jimmy!
– C.K. 4/6/23
Patient and Knowledgeable
Jimmy has been nothing but excellent. He has answered every question, helped me with any paperwork I wasn’t sure about and made time for me to talk on the phone whenever possible. I highly recommend you work with Jimmy if possible. He will do his best to get you the best rate and make your life as easy as possible during such a stressful time.
– C.T. 3/23/23
June is the best!
I worked with June exclusively because, from the moment I heard her on the phone, I immediately knew that she was best at her job! She has extensive experience in her field, and she knows the ins and outs of it all.
June helped me purchase an apartment in the building that was my dream-building from the day I moved to NY city in 2013, and I am so happy for that.
June knows exactly what you need to do to qualify for the mortgage approval, whether you are a business owner or a W2 employee. June worked very hard at my loan application because it was not an easy process, my credit score was not that great. June is a legit pro, and she is a champion in my book!
– N.T. 3/16/23
Great Experience yet again!
My wife and I recently closed on a house, and we used GuardHill for a loan. We worked mainly with D’Laine and she was fantastic. The process was smooth and easy, and we got our Loan Commitment well before the deadline. This is now my third time working with GuardHill and third time going through D’Laine. I can honestly say the process has been great every single time. No matter what your Loan/Mortgage needs are, they will be ready to give you great service and make the process as painless as possible. I would’ve gladly recommended them after my time using them 6 years ago. After having a great experience three times, it’s pretty clear D’Laine and her Team are consistently great!
– T.C. 3/11/23
Cindy from GuardHill Financial was absolutely fantastic!!
My husband and I worked with Cindy Saxman Margulies, and we can honestly say that we would not be in our newly constructed home right now without her incredible help. When we began the process of trying to obtain a construction loan, we found ourselves treated in ways that were less than helpful, often disrespectful, and lacking in any guidance or assistance. Cindy was recommended to us by a friend and unlike people from other institutions, she took us under her wing and took the time to review our situation carefully. She guided us in ways that helped to best demonstrate our financial capabilities and she put us in touch with a bank that was not only incredible to work with, but also treated us with respect and a genuine desire to assist us in completing our project. Cindy never rushed us, she never pressured us, and most importantly, she always treated us like we were important, and we mattered. We cannot thank her enough for her guidance, expertise, and knowledge regarding how the process of obtaining a construction loan works and for doing so many things above and beyond what anyone else ever attempted to do, and especially for being so good at it that she made our dreams come true. If you want to really make your plans a reality, and you want to make sure that you meet with success every step of the way, then you need to contact Cindy from GuardHill Financial. She will certainly make it happen. She did for us, and we are forever grateful
– A. 3/8/23
Unbelievably helpful and kind, made everything easier for me
I am a first-time homebuyer and my reason for working with Guardhill was a direct result of D’Laine Mindreau’s personable nature, palpable good character, abundant kindness, unyielding commitment, and the genial ease she applied to what would have otherwise been a very stressful and overwhelming endeavor for me. I found D’Laine by reading all the positive reviews written about her, and all of them proved to be accurate. It took me over a year to find the right apartment and D’Laine was consistently there to offer support, going above and beyond what was needed. She even made sure to go out of her way to attend my closing, which she didn’t have to do. It felt like I had known her for so long, even the seller and her attorney thought D’Laine and I were long friends, when really we had only just met that day. She is a true asset to have in your corner and I am so grateful I chose to work with her. Thank you, D’Laine!
– M.C. 3/3/23
Great experience!
My husband and I were very nervous, first-time home buyers. We knew little to nothing about this huge undertaking, but Jimmy walked us through the entire process, answering all our questions over and over and over again! We truly feel he had our best interest at heart and wanted to make sure we fully understood each step of the way. He was extremely professional yet personal and we would definitely work with him again in the future.
– C. 3/2/23
Great experience
Jimmy and his team are wonderful. They were in contact with me the whole time, and always continuously advised me on what I needed and where we were up to on everything. Jimmy is always available whenever you need him, and he will go out of his way above and beyond to make sure your experience in buying a home goes smoothly. I would never hesitate to work with him again and would recommend him to anybody looking to buy a home. Thanks again for everything Jimmy.
– Anonymous 2/9/23
Jimmy Mamakas – GuardHill Financial Corp
Working with Jimmy and his team was an absolute pleasure! Each step, concern was addressed promptly and efficiently. Jimmy’s guidance and advice helped ease the process and avoid any potential problems. Hats off to Jimmy and his team!!!
– P.C. 1/17/23
Excellent!
Maryla was a fantastic partner in doing our refi. She is extremely knowledgeable, resourceful, and highly responsive, and came up with a tailored solution that met our unique needs. Not to mention she is a true pleasure to deal with! My wife and I cannot recommend her more highly!
– Anonymous 1/12/23
Great broker
Jimmy brokered the mortgage for my condo purchase. He answered my many questions quickly and patiently, presented me with an option at a lower rate, and in general made the experience totally stress free. I highly recommend him and would definitely use him again in the future.
– S.L. 1/10/23
A star in the industry
I’ve been working with D’Laine since beginning my home search in NY State almost three years ago, and she has been a patient and helpful resource throughout the long process. I can finally say, with relief, that I closed on a fantastic property recently and D’Laine finally showed her full skill as an advocate for my mortgage. She was always responsive and ensured that I was completing steps on time. She even helped get my rate dropped just before closing (due to market rate changing) to save me some money! Bottom line: I’d highly recommend D’Laine if you’re a first-time buyer, repeat buyer, or even just curious about the process.
–R.S. 12/23/2022
Consummate Professional – Terrific!
Maryla at GuardHill was referred to me by my financial planner to obtain a refinance for my home. She was the ultimate professional, personable, incredibly responsive and available 24/7 to answer questions and help me navigate the process. I had an aggressive schedule to get everything completed and she assisted in realizing that – each step of the way. Her follow-up was flawless. She was personable and provided amazing customer service. I recommend her highly!
–Anonymous 12/19/2022
Simply the best!
Jimmy was a complete pleasure to work with. He is caring, kind and patient. He looks out for your best interest – no pun intended! He really wants what is best for you. His team is fast and responsive. We couldn’t ask for a better mortgage broker! He made the entire process easy, and he was always available! So grateful for Jimmy and his team!!
–S. & C. 9/13/2022
Melissa and GuardHill were excellent
I just want to thank Melissa and her team for the exceptional service and quick response to all my questions. I will definitely recommend them, and I will use them in the [near] future again.
–Anonymous 6/14/2022
Excellent service
Keith and his team were amazing. Got my refinance done quickly and without any issues. I highly recommend him to anyone looking for a mortgage or refinance!
–E.F. 7/4/2022
Helped me through all the obstacles
David listened to my loan needs carefully and did all the searches, and coordinated the loan process from start to end. My DTI was very close to the maximum allowed limit, and this was a mortgage needed on a second home. I was also looking for the best available APR. David helped me through all the obstacles, and in the end, I was able to get the least APR and complete the closing of the property on time. I am thankful for his help. Highly recommend him for your mortgage needs.
–Anonymous 2/16/22
Strongly recommend for thoughtfulness, care, and responsiveness
Richard and Betsy were superb: effective, fast, prompt, clear, and responsive. They took the time to understand my loan situation (foreign national returning to US, NY investment property) and so were able to recommend options that worked despite the different challenges. I strongly recommend them.
–Anonymous 11/22/2021
You’ll actually enjoy your refi experience, really!
So the rational part of me knew I needed to [refinance] with interest rates being so low. But the emotional part of me didn’t want to deal with the slog that accompanies any mortgage experience. You know what I’m talking about. But the rational part of me took over, and fortunately, I was connected with Amber and her team at GuardHill. They told me everything they needed, I secured the documents, and we moved from application to close in under 30 days, with a rate so good I’ll likely never see again in my lifetime. We even had fun on some of our calls. Really. So what are you waiting for? Give them a call! I’m glad I did!
–J.W. 10/5/21
Second Loan and coming back for more
I worked with David in the past and he managed to get everything in order where other lenders weren’t willing to help. I was so pleased with the experience, I came back a second time for another loan. And you know what? I’ll probably come back again when I need another home loan.
–A.L. 5/10/21
Highly recommend GuardHill
We had a great experience with GuardHill, working with Amber and Joy. They guided us through the process with great communication and efficiency and secured our mortgage in time for the hard date of our closing. We appreciated their knowledge of the market and the process, making sure we got the best terms and rate. All in all, we knew we were in good hands throughout what is always a stressful process, and we truly appreciated it!
–Kimberly 10/13/2022
Mortgage made easy at amazing rates
June at GuardHill Financial helped my husband and me obtain our first mortgage on our current apartment in 2000, and she helped us again now with a refinance. She has always provided the best rates, both times better than we expected to get. She is extremely resourceful and creative at resolving issues that arise during the application process and provides stellar guidance throughout the entire process. She works tirelessly and with great energy to make sure things get done when they need to be done. She has vast experience with different lenders, and her judgment is impeccable. She is incredibly responsive and responsible. She is also a lot of fun to work with. I recommend June at GuardHill Financial most highly. She is top-notch! My husband and I couldn’t have asked for more.
–Anonymous 8/9/2022
Delivers magic!
Cindy has worked with me as well as other members of my family on a large number of transactions over a long period of time and she delivers magic!!! She almost always seems to pull a rabbit out of a hat! The service and personal attention I received from Cindy is exceptional and regularly exceeds my already elevated expectations! I have bought and sold a large number of real estate assets and I have almost never come into contact with someone as motivated, tenacious, caring, and effective as Cindy. She is a delight to work with.
–G.I. 3/22/22
Many financial advantages
As a small business owner, traditional banks refuse to do refi loans with their current loan holders anymore – even if they are in great standing with perfect credit and have paid off multiple traditional big bank mortgage loans. Fortunately, GuardHill Financial Corp. is there to pick up the slack (and the many financial advantages) to accommodate the needs of successful entrepreneurs. I turned to Melissa, Mortgage Specialist, invariably professional, efficient, knowledgeable, and available. Even if I texted or called her after hours, she would respond to my questions. The loan closed last week, and I was delighted to find Melissa/GuardHill to turn to for any future mortgage loans.
–N.T. 1/13/22
Thrilled to recommend and experience working with GuardHill
As a Real Estate Advisor working in NY and FL, I am thrilled to recommend and experience working with GuardHill. Lenders play a significant role in real estate transactions, and it is critical to have a responsive, informing, and team-oriented group of professionals like GuardHill. I will recommend their services to my clients.
–M.R. 12/9/21
A tremendous amount of trust
Valerie with GuardHill Financial is a mortgage banker with whom I have a tremendous amount of trust. I have known Valerie for a very long time, and she has done a great deal of work for my clients and me personally. She is solution-minded, client-focused, and always seems to develop a very suitable product that addresses the specifics of any situation.
–M.R., CPA 10/19/21
Extremely responsive
We had started conversations with Richard before but decided to go a more traditional route with the bank directly. Our loan fell through at the final hour, and Richard was able to work extremely hard and find us a bank that was willing to do our loan and was also extremely professional. Richard helped us throughout the process and provided a lot of advice on all the different ways we could do the loan. Richard is also extremely responsive and spent a lot of time keeping us updated and working with us through the deal. Finally, he also helped us negotiate the rate at the end. Thank you, Richard!
–J. 9/20/21
Excellent Experience
Cindy was a true professional every step of the way. This was my 2nd refinance with Cindy – she is patient, knowledgeable, efficient, and a pleasure to do business with. She calmed my concerns and walked me through every step with kindness and humor!! Her prompt response to my emails, and calls was refreshing and gave me the confidence that she was going to make this happen for me even though it was challenging.
–Anonymous 4/21/2021
Lightning fast, considerate and professional
Steven could not have been more helpful or professional with our purchase, in both email and on the phone. We would highly recommend him again to future purchasers. He was always helpful and extremely considerate.
–S. 1/31/20
