Mortgage for home
Above and beyond
expectations, easily accessible at all times of the day and guided us
throughout the process. 100% recommend.
From day one that I contacted Stephen and Chelsea at
GuardHill, I received an agile, efficient, trustworthy, clear and candid
communication, that made me feel I was talking to a long time friend that came
to support me in my financial needs. Can’t thank them enough for their
commitment and quick turnaround. Fair conditions, open communication, and great
support. 100% recommend.
#7 Amazing to work with!
Bach at Guardhill Financial is amazing to work with. I have referred my buyers
to her & she always gets the deal done. Suzanne is incredibly knowledgeable,
resourceful, and always finds the solution to any hiccup that pops up along the
way. If you want results, I highly recommend working with Suzanne!
one else I trust
is no one else I trust with my lending needs. I have worked with David
Breitstein multiple times and he has been great. Makes the process easier for
myself and family. Thanks David.
Above and beyond
D’laine was very
helpful in navigating the whole process and she truly provided invaluable
assistance while navigating the home purchasing process. I would encourage
others to use her services.
Jimmy Mamakas –
GuardHill Financial Corp
Working with Jimmy
and his team was an absolute pleasure! Each step, concern was addressed
promptly and efficiently. Jimmy’s guidance and advice helped ease the process
and avoid any potential problems. Hats off to Jimmy and his team!!!
Maryla was a
fantastic partner in doing our refi. She is extremely knowledgeable,
resourceful, and highly responsive, and came up with a tailored solution that
met our unique needs. Not to mention she is a true pleasure to deal with! My
wife and I cannot recommend her more highly!
Jimmy brokered the
mortgage for my condo purchase. He answered my many questions quickly and
patiently, presented me with an option at a lower rate, and in general made the
experience totally stress free. I highly recommend him and would definitely use
him again in the future.
A star in the
I’ve been working
with D’Laine since beginning my home search in NY State almost three years ago,
and she has been a patient and helpful resource throughout the long process. I
can finally say, with relief, that I closed on a fantastic property recently and
D’Laine finally showed her full skill as an advocate for my mortgage. She was
always responsive and ensured that I was completing steps on time. She even
helped get my rate dropped just before closing (due to market rate changing) to
save me some money! Bottom line: I’d highly recommend D’Laine if you’re a
first-time buyer, repeat buyer, or even just curious about the process.
Professional – Terrific!
Maryla at GuardHill
was referred to me by my financial planner to obtain a refinance for my home.
She was the ultimate professional, personable, incredibly responsive and
available 24/7 to answer questions and help me navigate the process. I had an
aggressive schedule to get everything completed and she assisted in realizing
that – each step of the way. Her follow-up was flawless. She was personable and
provided amazing customer service. I recommend her highly!
The best, you want
him on your side!
My husband and I
have worked with Jimmy twice now (for NYC and Upstate NY) and would highly
recommend him for first-time and repeat buyers. He is fun and easy to work
with, but also very knowledgeable about the industry and how to work the system
to get the best rates based on your unique situation. He is very responsive on
email and text, even on weekends and evenings, especially when it really
mattered. He made us feel heard and important and supported. Thank you, Jimmy!
Jimmy has been
nothing but excellent. He has answered every question, helped me with any
paperwork I wasn’t sure about and made time for me to talk on the phone
whenever possible. I highly recommend you work with Jimmy if possible. He will
do his best to get you the best rate and make your life as easy as possible
during such a stressful time.
June is the best!
I worked with June
exclusively because, from the moment I heard her on the phone, I immediately
knew that she was best at her job! She has extensive experience in her field,
and she knows the ins and outs of it all. June helped me purchase an apartment
in the building that was my dream-building from the day I moved to NY city in
2013, and I am so happy for that. June knows exactly what you need to do to
qualify for the mortgage approval, whether you are a business owner or a W2
employee. June worked very hard at my loan application because it was not an
easy process, my credit score was not that great. June is a legit pro, and she
is a champion in my book!
Great Experience yet
My wife and I
recently closed on a house, and we used GuardHill for a loan. We worked mainly
with D’Laine and she was fantastic. The process was smooth and easy, and we got
our Loan Commitment well before the deadline. This is now my third time working
with GuardHill and third time going through D’Laine. I can honestly say the
process has been great every single time. No matter what your Loan/Mortgage
needs are, they will be ready to give you great service and make the process as
painless as possible. I would’ve gladly recommended them after my time using
them 6 years ago. After having a great experience three times, it’s pretty
clear D’Laine and her Team are consistently great!
and kind, made everything easier for me
I am a first-time
homebuyer and my reason for working with Guardhill was a direct result of
D’Laine Mindreau’s personable nature, palpable good character, abundant
kindness, unyielding commitment, and the genial ease she applied to what would
have otherwise been a very stressful and overwhelming endeavor for me. I found
D’Laine by reading all the positive reviews written about her, and all of them
proved to be accurate. It took me over a year to find the right apartment and
D’Laine was consistently there to offer support, going above and beyond what
was needed. She even made sure to go out of her way to attend my closing, which
she didn’t have to do. It felt like I had known her for so long, even the
seller and her attorney thought D’Laine and I were long friends, when really we
had only just met that day. She is a true asset to have in your corner and I am
so grateful I chose to work with her. Thank you, D’Laine!
My husband and I
were very nervous, first-time home buyers. We knew little to nothing about this
huge undertaking, but Jimmy walked us through the entire process, answering all
our questions over and over and over again! We truly feel he had our best interest
at heart and wanted to make sure we fully understood each step of the way. He
was extremely professional yet personal and we would definitely work with him
again in the future.
Jimmy and his team
are wonderful. They were in contact with me the whole time, and always
continuously advised me on what I needed and where we were up to on everything.
Jimmy is always available whenever you need him, and he will go out of his way
above and beyond to make sure your experience in buying a home goes smoothly. I
would never hesitate to work with him again and would recommend him to anybody
looking to buy a home. Thanks again for everything Jimmy.
A Great Experience
June was helpful in
making my NY homeowners dream come true. This was my first experience with
Co-op financing. The process can be daunting, but June walked me through every
step. She has excellent communication skills, and she answered all my
questions. I will recommend June to all my friends and coworkers. Thank you for
the wonderful service that GuardHill Financial provided me.
Cindy from GuardHill
Financial was absolutely fantastic!!
My husband and I
worked with Cindy Saxman Margulies, and we can honestly say that we would not
be in our newly constructed home right now without her incredible help. When we
began the process of trying to obtain a construction loan, we found ourselves treated
in ways that were less than helpful, often disrespectful, and lacking in any
guidance or assistance. Cindy was recommended to us by a friend and unlike
people from other institutions, she took us under her wing and took the time to
review our situation carefully. She guided us in ways that helped to best
demonstrate our financial capabilities and she put us in touch with a bank that
was not only incredible to work with, but also treated us with respect and a
genuine desire to assist us in completing our project. Cindy never rushed us,
she never pressured us, and most importantly, she always treated us like we
were important, and we mattered. We cannot thank her enough for her guidance,
expertise, and knowledge regarding how the process of obtaining a construction
loan works and for doing so many things above and beyond what anyone else ever
attempted to do, and especially for being so good at it that she made our
dreams come true. If you want to really make your plans a reality, and you want
to make sure that you meet with success every step of the way, then you need to
contact Cindy from GuardHill Financial. She will certainly make it happen. She
did for us, and we are forever grateful.
GuardHill were excellent
I just want to thank
Melissa and her team for the exceptional service and quick response to all my
questions. I will definitely recommend them, and I will use them in the [near]
Keith and his team
were amazing. Got my refinance done quickly and without any issues. I highly
recommend him to anyone looking for a mortgage or refinance!
for thoughtfulness, care, and responsiveness
Betsy were superb: effective, fast, prompt, clear, and responsive. They
took the time to understand my loan situation (foreign national returning to
US, NY investment property) and so were able to recommend options that worked
despite the different challenges. I strongly recommend them.
Simply the best!
Jimmy was a complete
pleasure to work with. He is caring, kind and patient. He looks out for your
best interest – no pun intended! He really wants what is best for you. His team
is fast and responsive. We couldn’t ask for a better mortgage broker! He made
the entire process easy, and he was always available! So grateful for Jimmy and
– S. & C.
Helped me through
all the obstacles
to my loan needs carefully and did all the searches, and coordinated the loan
process from start to end. My DTI was very close to the maximum allowed limit,
and this was a mortgage needed on a second home. I was also looking for the best
available APR. David helped me through all the obstacles, and in the end, I was
able to get the least APR and complete the closing of the property on time. I
am thankful for his help. Highly recommend him for your mortgage needs.
and Easy to Work with!
D’Laine Mindreau did
an excellent job and was very helpful, easy to deal with and responded quickly
to our questions. She helped minimize all of our concerns.
enjoy your refi experience, really!
So the rational part
of me knew I needed to [refinance] with interest rates being so low. But the
emotional part of me didn’t want to deal with the slog that accompanies any
mortgage experience. You know what I’m talking about. But the rational part of
me took over, and fortunately, I was connected with Amber and her team at
GuardHill. They told me everything they needed, I secured the documents, and we
moved from application to close in under 30 days, with a rate so good I’ll
likely never see again in my lifetime. We even had fun on some of our calls.
Really. So what are you waiting for? Give them a call! I’m glad I did!
Second Loan and
coming back for more
I worked with David
in the past and he managed to get everything in order where other lenders
weren’t willing to help. I was so pleased with the experience, I came back a
second time for another loan. And you know what? I’ll probably come back again
when I need another home loan.
We had a great
experience with GuardHill, working with Amber and Joy. They guided us through
the process with great communication and efficiency and secured our mortgage in
time for the hard date of our closing. We appreciated their knowledge of the
market and the process, making sure we got the best terms and rate. All in all,
we knew we were in good hands throughout what is always a stressful process,
and we truly appreciated it!
Mortgage made easy
at amazing rates
June at GuardHill
Financial helped my husband and me obtain our first mortgage on our current
apartment in 2000, and she helped us again now with a refinance. She has always
provided the best rates, both times better than we expected to get. She is
extremely resourceful and creative at resolving issues that arise during the
application process and provides stellar guidance throughout the entire
process. She works tirelessly and with great energy to make sure things get
done when they need to be done. She has vast experience with different lenders,
and her judgment is impeccable. She is incredibly responsive and responsible.
She is also a lot of fun to work with. I recommend June at GuardHill Financial
most highly. She is top-notch! My husband and I couldn’t have asked for more.
Cindy has worked
with me as well as other members of my family on a large number of transactions
over a long period of time and she delivers magic!!! She almost always seems to
pull a rabbit out of a hat! The service and personal attention I received from
Cindy is exceptional and regularly exceeds my already elevated expectations! I
have bought and sold a large number of real estate assets and I have almost
never come into contact with someone as motivated, tenacious, caring, and
effective as Cindy. She is a delight to work with.
As a small business
owner, traditional banks refuse to do refi loans with their current loan
holders anymore – even if they are in great standing with perfect credit and
have paid off multiple traditional big bank mortgage loans. Fortunately,
GuardHill Financial Corp. is there to pick up the slack (and the many financial
advantages) to accommodate the needs of successful entrepreneurs. I turned to
Melissa, Mortgage Specialist, invariably professional, efficient,
knowledgeable, and available. Even if I texted or called her after hours, she
would respond to my questions. The loan closed last week, and I was delighted
to find Melissa/GuardHill to turn to for any future mortgage loans.
recommend and experience working with GuardHill
As a Real Estate
Advisor working in NY and FL, I am thrilled to recommend and experience working
with GuardHill. Lenders play a significant role in real estate transactions,
and it is critical to have a responsive, informing, and team-oriented group of
professionals like GuardHill. I will recommend their services to my clients.
A tremendous amount
GuardHill Financial is a mortgage banker with whom I have a tremendous amount
of trust. I have known Valerie for a very long time, and she has done a great
deal of work for my clients and me personally. She is solution-minded,
client-focused, and always seems to develop a very suitable product that
addresses the specifics of any situation.
– M.R., CPA
We had started
conversations with Richard before but decided to go a more traditional route
with the bank directly. Our loan fell through at the final hour, and Richard
was able to work extremely hard and find us a bank that was willing to do our
loan and was also extremely professional. Richard helped us throughout the
process and provided a lot of advice on all the different ways we could do the
loan. Richard is also extremely responsive and spent a lot of time keeping us
updated and working with us through the deal. Finally, he also helped us
negotiate the rate at the end. Thank you, Richard!
Cindy was a true
professional every step of the way. This was my 2nd refinance with Cindy – she
is patient, knowledgeable, efficient, and a pleasure to do business with. She
calmed my concerns and walked me through every step with kindness and humor!!
Her prompt response to my emails, and calls was refreshing and gave me the
confidence that she was going to make this happen for me even though it was
considerate and professional
Steven could not
have been more helpful or professional with our purchase, in both email and on
the phone. We would highly recommend him again to future purchasers. He was
always helpful and extremely considerate.
Nobody does it
David, we really
appreciate your help with this! You are an invaluable asset and our
“go-to” Master of the Mystical Mortgage arts! You always match us up
with the best options and your team does a fantastic job of getting things done
quickly and accurately. Nobody does it better!
It was a great
experience having worked with June Richardson. June helped me with my mortgage
application about 1.5 years ago. The contract was signed during the height of
covid, and it was very tight to meet the deadline given all kinds of delays
caused by covid. With June’s countless effort and dedication, we were able to
close the deal in a timely manner. And there is one thing which I am very
grateful for, that June took the initiative to communicate with me about the
rate situation when it started to go up. With the education which she gave me,
I was able to make a wise decision and lock up a great rate. Highly recommend!