Blog
Should I Lock my Mortgage Rate Today? Questions to Consider
Mortgage rates have remained at historic lows, and may rise, so people may be wondering, “Should I lock in my mortgage rate today?” Mortgage rates fluctuate often, so we recommend locking in that rate if you are quoted a rate with monthly paymen...
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Guide to the Mortgage Underwriting Process
The underwriting process is a critical component of the purchase and mortgage refinancing journey. Reaching the underwriting phase means you are one step closer to your mortgage closing. Here is everything you need to know about ...
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Questions to Ask When Refinancing Your Mortgage
With rates at historically low levels, many homeowners can lower their mortgage payments or get cash-on-hand for significant expenses. We have answered some common questions when refinancing, which may help you determine if now is and the ...
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7 Different Styles of Homes in the U.S. and Their Origins
When buying a home, you may want to look at homes with varying architectural and design styles. Familiarize yourself with the most popular types of homes in the U.S. to see which one is right for you!
Cape cod
Cape cod homes date back t...
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5 Tips to Cut Down your Energy Bill This Summer
Are you looking to stay cool without an energy bill through the roof? Here are a few tips on how you can keep cool and reduce your energy costs!
Adjust your thermostat
Try to keep your thermostat at a temperature cool enough to keep y...
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5 Factors That Affect Home Prices
Whether you’re looking to purchase or refinance a home, it is beneficial to understand some factors that may cause home values and prices to fluctuate.
Location
One of the main factors that a homebuyer evaluates...
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Mortgage Requirements for a Second Home vs. Investment Property
There are several differences between a second home vs. an investment property. When you buy a house and apply for a mortgage, the mortgage company will evaluate whether the property is classified as a primary residence, second home, or investment p...
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Is Now a Good Time to Buy a House?
Throughout the pandemic, competition has increased in the real estate market as mortgage rates hit all-time lows. Many people have traded up their rental payments for mortgage payments, entering the world of homeownership. You may be wondering,...
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Benefits of Owning a Home: Benefits of Buying vs. Renting
One of the most significant decisions that anyone can make in their life is buying a home. Renters often wonder, “what are the benefits of owning a home vs. renting?” Especially in today’s climate, many benefits range from offering good long-t...
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Closing on a House: What to Expect at Closing
The mortgage closing is the final step in the home buying process, which means you are one step closer to finalizing your mortgage! Here is what you may expect at your mortgage closing, whether in person or virtual, so you can feel more comfortable...
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