5 Tips to Create a Positive and Productive Remote Work Environment
While working remotely, it’s essential to set up your home workspace to create a positive, clean, and productive work environment. No matter if you’re in your spacious suburban home or a smaller city apartment, here are a few tips on how to create a positive remote work environment: 1. Stick to a Schedule Many people […]
Fed Rate Cuts and What They Mean for Home Loan Rates
In response to the uncertainty of the coronavirus and its impact on our country, the Fed has cut the Fed Funds Rate by 1.50% in the last couple of weeks, including 1.00% on Sunday, March 15th alone. The media is confusing many consumers, as well as folks in the housing and mortgage industry, by incorrectly […]
What Does the Fed’s Rate Cut Mean for You?
On Sunday, March 15th, the Federal Reserve (The Fed) reduced the target range for the federal funds rate to nearly-zero. About a week before that, The Fed cut rates by half a percentage point amid coronavirus news and concerns. According to CNBC, “Chairman Jerome Powell said the Fed took action after officials saw the coronavirus was having a […]
5 Tips to Help Maintain a Healthy Home This Winter
It’s mid-winter with fluctuating temperatures, so you know what that means – flu season. Here are some helpful tips to help you maintain a healthy home this winter season! 1.) Keep your home clean Make sure you’re cleaning your sheets and towels at least once a week, dusting furniture once a week, and disinfecting all surfaces […]
12 Essential Tools for the Home
When you move into a new home, it is crucial to have these tools in your toolkit! Sometimes as a new homeowner, you have to get handy and fix some common problems that need your attention. Whether it’s a leaky faucet, hanging a picture, or building small pieces of furniture, these tools are essential! 1. […]
Benefits of selling your home in the winter months:
1.) Less competition/fewer sellers 2.) Buyers who buy in the winter are typically working against a deadline and mean business. 3.) More people have time off during the holidays, with more time to browse for homes and visit open houses If you are selling your home in the winter, make sure you keep the décor […]
Tips to Avoid Fires and Disasters During the Holidays
Unfortunately, the holidays are one of the most common times for house fires and accidents. Here are some helpful tips and best practices to protect your home from fires or disasters, from menorahs to Christmas trees while you’re home for the holidays. Holiday Decorations Menorah Keep your menorah away from any flammable materials. During Hannukah, […]
Do’s and Don’ts During the Mortgage Process
Once your mortgage application is submitted, you’ll want to avoid negatively impacting your loan pre-approval in any way. Mortgage companies look for stability and consistency, and you are responsible for maintaining your financial situation through to loan closing. Here are some simple do’s and don’ts to follow while your loan is in the process: Don’t apply for new credit […]
8 Fascinating Facts You May Not Have Known About Owning a Home
1.) The average U.S. household has 300,000 items inside of it Regina Lark, a professional organizer, conducted a study and discovered that the average American home as around 300,000 items in it, ranging from paper clips to ironing boards. View study > 2.) Hardwood floors change color over time This is due to exposure to […]
Patti Frank Featured in The Independent East End
Patti Frank, Vice President and Branch Manager of GuardHill Southampton, was featured in The Independent East End in which she discusses the mortgage process, GuardHill’s lending platform, and all about the history of our mortgage company. “I have been in the mortgage business for 25 years. In 1994, I started as a mortgage broker. I always preferred […]
