The real estate market is heating up along with the weather
As we move into summer, the real estate market is heating up along with the weather. Whether you’re a first-time buyer, a seasoned homeowner, or looking to refinance, here’s what’s happening in the mortgage world this June…
Mortgage Rates Hold Steady in May 2025
As of late May 2025, mortgage rates have stabilized, holding steady throughout the month after modest increases earlier in the spring.
Spring is the perfect time to explore new opportunities in homeownership.
As Spring blossoms are around us, it’s the perfect time to refresh your financial goals and explore new opportunities in homeownership.
Tariffs Cause Rates to Drop
The mortgage market continues to evolve with new opportunities. Whether you are a first-time homebuyer, refinancing, or investing, staying informed is key. Here is what you need to know this month.
Reasons to Refinance Your Home Right Now
Mortgage interest rates remain at all-time lows, so now is an excellent time to consider refinancing. Maybe you never got around to refinancing during the pandemic, or perhaps you refinanced your mortgage in the last few years but have built up substantial equity in your home. Regardless, it’s crucial to regularly check up on your […]
How Much to Put Down on a House
If you are thinking about buying a home, a great place to start is planning for a mortgage down payment. Many often wonder how much money they should have saved for a down payment on a house. The answer depends on your overall budget, credit profile, debt-to-income ratio, and desired loan program. What is a Down Payment […]
What Not to Do During the Mortgage Process
Upon submitting a mortgage application and providing some brief documentation, you will receive a mortgage pre-approval. Pre-approvals are based on your current financial and credit information, so it is important to avoid things that may negatively affect your loan approval throughout the mortgage process. Mortgage companies look for stability and consistency throughout the mortgage process, […]
What is a Mortgage Note and Why is it Important?
A mortgage note is a legal document signed by the borrower at the closing, promising to repay your mortgage. Mortgage notes are contractual documents filed with the local government that state the agreed-upon terms of your loan and outline the property’s details used to secure the mortgage What is Outlined in a Mortgage Note? The mortgage […]
Holiday Energy Saving Tips
The holiday season is quickly approaching. That may mean more decorations, entertaining, and cold weather for many. Unfortunately, with the holiday season typically comes larger energy bills. If you’re looking to lower your monthly energy bill while still staying in the holiday spirit, focus on these holiday energy saving tips! 1. Switch to LED Lights Using […]
Home Maintenance Checklist: Monthly, Seasonal, and Annual
Home maintenance may seem daunting if you are unsure where to begin and what to do; however, home repairs and improvements may save you from larger potential issues and unexpected costs in the future. Follow this monthly, seasonal, and annual home maintenance checklist to help you stay on track and keep your home in its best condition […]
