ARM vs. Fixed Rate Mortgage: Which One is Right for You?
One important decision to make when getting a mortgage is whether you want an adjustable-rate mortgage (ARM) or a fixed rate mortgage. Learn more about what these terms mean and their pros and cons to help decide what product is right for you. What is an ARM? An ARM is a type of mortgage where […]
Millennial Housing Trends: Trends in 2020 and a 2021 Outlook
For the past few years, millennial homebuyers have had a strong influence and impact on the housing market. They will continue to do so well into 2021 as they become one of the fastest-growing home buyers segment. With mortgage rates at all-time lows, the transition to remote working, and the desire for more space, more […]
Saving for your First Home: Tips & Tricks
Saving money for your first home may seem overwhelming, but don’t let that discourage you! Start with some realistic goals and plans to help with saving for your down payment. Focusing on small steps and building up your savings will help you get even closer to owning your home. Tips for Saving for your First Home […]
I Want to Buy a House: Questions for First-Time Homebuyers
The home buying process may seem overwhelming to those entering the market for the first time, especially since buying a home is often one’s most significant milestone in life. Taking the time to learn how to best prepare for the mortgage financing journey may help alleviate some stress. Our first-time homebuyer guide outlines some great […]
Homebuyers Are Looking for Home Offices
If you don’t have an office in your home already, try converting a spare room into your own home office. Here’s a breakdown: 1. Measure the space You’ll want to make sure you not only have space for a desk and all of the essentials of organization you need (e.g., filing cabinets, a printer, etc.), […]
Mortgage Specialists Discuss 2020 Trends and Topics of the Industry
With news surrounding mortgage rates at historic lows, a surge in unemployment levels, and changing needs with extending stay-at-home orders, a few of GuardHill’s mortgage specialists weigh in on these topics and provide their insight. Keith Furer, Alan Rosenbaum, Michael Riemer, and Melissa Louie Young bring a unique and professional perspective on how to navigate these […]
GuardHill Discusses: Ep.1
In Case You Missed It! In this webinar, a few mortgage professionals from GuardHill discuss current trends in the mortgage and real estate industry. In this webinar you will learn more about: Navigating the challenging mortgage environment Current lending guidelines and mortgage programs Benefits of a cash-out refinance and how to stay liquid and pull […]
House Hunting Tips
It’s never too early to start house hunting. Planning ahead can help you determine what features you want in a house and what is realistic for your budget. Use these tips to get started on looking for the house of your dreams. Check your credit score At the start of your homebuying journey, learn what […]
GuardHill Financial Puts More Into Mortgages
They say if you can make it in New York City, you can make it anywhere. And if you can buy a home in New York City, you’re very fortunate, very savvy or, most likely, a combination of both. For the last 28 years, GuardHill Financial has been making the dream of home ownership accessible […]
How Home Appraisals and Closings Are Changing
People, businesses, and industries across the globe have adapted and adjusted with the current economic and health environment. If you’re considering or in the process of buying a home, you may be wondering how to stay safe throughout the mortgage process. Many homebuyers may wonder, “How will COVID-19 affect my home appraisal or mortgage closing?” as those are […]
