Your Mortgage Specialist

We pride ourselves on being one of the best mortgage lenders
providing an excellent combination of rates and service

Why GuardHill?

We are a mortgage specialist – We make the mortgage process easy.

Our customers are the priority

As your mortgage specialist, we will assist in finding you the best mortgage program while delivering the highest level of service and speed. With our customers’ continued trust and loyalty, we have assisted over 5,000 clients achieve their goals of homeownership.

We only do mortgages

At GuardHill, we are experts in financing mortgages. Unlike banks, we are not in the business of selling you credit cards, bank accounts, or anything else. Our sole focus is mortgages.

Lowest mortgage rates

GuardHill specializes in finding you the best mortgage interest rates to match your financial needs. Our relationships with numerous investors and lenders allows us to offer a wide array of product solutions and loan guidelines for varying financial profiles.

In-house teams

As a privately held mortgage company, GuardHill’s mortgage advisors have direct access to our in-house decision makers. We offer approvals in as quickly as 24-hours and loan closings in as little as 7 days.

What are you looking to do?

Simplifying the mortgage process since 1992

Our teams are dedicated to you from the beginning of your loan through closing. We want you to feel comfortable knowing that we will take care of you every step of the way.

GuardHill on the Go streamlines the mortgage process and allows you to stay informed anytime, anywhere. Apply for a mortgage on your phone, securely scan and upload documents, track the progress of your loan, and message your loan originator as you go! Click here to watch a tutorial.

Our latest blog posts

Best Way to Check

Best Way to Check Your Credit Score The best way to check your credit score is to look at your credit report. Your credit

how are mortgage rates determined, what affects mortgage rates, what determines mortgage rates

How Are Mortgage Rates

What Affects Mortgage Rates and How are Mortgage Rates Determined? Many factors affect and determine mortgage rates. Some factors, such

what to know about home inspections, what is checked during a home inspection, how long does a home inspection take

What to Know About

What to Know About Home Inspections One of the steps in the home buying process involves getting a home inspection. When

how to choose a mortgage lender, questions to ask when choosing a mortgage lender, how to find the right mortgage lender, how to find the right mortgage lender

How to Choose a

How to Choose a Mortgage Lender A significant question people face during the mortgage process is determining which mortgage lender

documents needed for a mortgage application, mortgage documentation checklist, mortgage documents needed

Documents Needed for a

Documents Needed for a Mortgage Application: Mortgage Documentation Checklist After establishing your budget, choosing a mortgage lender, and finding a

common mortgage terms

Mortgage Terms

Common Mortgage Terms Terms used when discussing mortgages such as amortization, equity, and margin, may easily confuse people as they

Banker vs. Broker

Mortgage Banker vs. Broker GuardHill is a mortgage banker. A mortgage banker is a direct lender whose sole expertise is

what is a mortgage pre-approval, difference between pre approval and prequalification, documents needed for a mortgage pre approval

What is a Mortgage

What is a Mortgage Pre-Approval? In today’s competitive real estate market, pre-approvals are more crucial than ever. A mortgage pre-approval

Featured In

Voted Best Local Mortgage Company in NYC

Personalized programs matched with the lowest mortgage rates

GuardHill is the right bank to get your mortgage at! Michael was extremely instrumental in closing on my mortgage…It is clear that GuardHill is looking to benefit the individual.”

David C.


GuardHill and especially William left a great impression on me…I was truly impressed with their professionalism, prompt closing, and their overall dedication to their job.”

Mohamed H.


This was my second time working with Amber at GuardHill. I received incredible service and prompt responses throughout the entire process.”

P. Kranes


Keith helped us acquire a mortgage for the purchase of our first home! As first-time homebuyers, we had a lot of questions, and they patiently answered all of them.”

Liz R.


It was a great experience working with Wendy and her team, especially being an international client without any financing experience in the U.S. They are so patient and responsible.”

Jinhong C.


Jimmy was a pleasure to work with. He explained things clearly without condensation or judgment…He turned what could’ve been a difficult process into a walk in the park.”



Over the past forty years, I have financed and refinanced numerous residences. Never have I experienced such a seamless and organized experience as the one with GuardHill.”

Steven S.


Friendly, capable and highly responsive service from beginning to end. We are repeat customers and have been very satisfied with the refinancing processes at GuardHill.”

Frederick F.


From start to finish, Willie and his team worked hard and diligently to get my mortgage through on a very tight timeline. I knew I was in good hands…”



I have achieved the impossible with the help of GuardHill. I refinanced an investment property in a Co-op building in NYC!"

Jade F.


Richard has guided me through a rather complex loan approval process and did a wonderful job. He came up with creative solutions for the financing intended…”



I highly recommend Stephen and his team at GuardHill. They are extremely professional and thorough throughout the entire process and go above and beyond for their clients…”

Frank S.


As an Insurance Agent I have worked with many mortgage lenders over my career. None have come close to the knowledge, professionalism and passion as David Breistein.”

Keith P.


Working with Kevin and his team is the best. They answer all your questions and explain everything in a way that I can understand and prepare you to make the best decisions!!”

Sobha K.


D'laine at GuardHill has been our loan officer on three properties. Buying a home can be an extremely daunting task...I cannot thank D'laine enough for her professionalism, kindness and support!”

Ian S.


June is so lovely. She made the process as easy as possible. She took all the stresses of applying for a mortgage out of it by being so organized and diligent with her information."

Veronica R.


Kim was an amazing partner in the mortgage refinancing process for me. Her customer service skills are beyond compare. She definitely goes above and beyond for her clients."

Lucy G.


My husband and I tried endlessly to secure a loan for our first home! Within 3 weeks of meeting Cindy, she was able to secure us a loan with even better terms...We are now happy homeowners!”



It was a pleasure to work with Jennifer Adams...She was responsive to all questions, dependable and reliable..The rate that she was able to secure was extremely competitive.”



Leave us a review