Your Trusted Mortgage Specialist

GuardHill offers the best rates of a wholesale lender combined with the high-touch service of a private banker. We'll make sure your mortgage matches your unique financial needs.

Why GuardHill?

24-hour approvals

30-day closings

Superior service

See why our customers trust GuardHill!

A star in the industry

“I’ve been working with D’Laine since beginning my home search in NY State almost three years ago, and she has been a patient and helpful resource throughout the long process. I can finally say, with relief, that I closed on a fantastic property recently and D’Laine finally showed her full skill as an advocate for my mortgage. She was always responsive and ensured that I was completing steps on time. She even helped get my rate dropped just before closing (due to market rate changing) to save me some money! Bottom line: I’d highly recommend D’Laine if you’re a first-time buyer, repeat buyer, or even just curious about the process.”

- Ray S 12/23/2022

Maryla - Consummate Professional - Terrific!

“Maryla Ciechanowicz at GuardHill was referred to me by my financial planner to obtain a refinance for my home. She was the ultimate professional, personable, incredibly responsive and available 24/7 to answer questions and help me navigate the process. I had an aggressive schedule to get everything completed and she assisted in realizing that – each step of the way. Her follow-up was flawless. She was personable and provided amazing customer service. I recommend her highly!”

- Anonymous 12/19/2022

Valerie Feder

“Valerie Feder of GuardHill Financial Corp. is by far the best in the business. She has the great ability of making a usually stressful and intimidating experience a pleasant one. She has always treated me with warmth, kindness and respect. She truly cares about her clients. I have done multiple transactions over the years with Valerie, and they always have gone smoothly due to her knowledge, efficiency and her access to products. Valerie’s expertise has helped me reach many financial goals and has given me much financial security. I can’t thank her enough.”

- Paul H. 12/13/2022

Highly recommend Guard Hill

“We had a great experience with GuardHill, working with Amber and Joy. They guided us through the process with great communication and efficiency and secured our mortgage in time for the hard date of our closing We appreciated their knowledge of the market and the process, making sure we got the best terms and rate. All in all, we knew we were in good hands throughout what is always a stressful process, and we truly appreciated it!”

- Kimberly 10/13/2022

Simply the best!

“Mr. Mamakas was a complete pleasure to work with. He is caring, kind and patient. He looks out for your best interest -no pun intended! He really wants what is best for you. His team is fast and responsive. We couldn’t ask for a better mortgage broker! He made the entire process easy, and he was always available! So grateful for Mr. Mamakas and his team!!”

- S. & C. 9/13/2022

Mortgage made easy at amazing rates

“June Richardson at GuardHill Financial helped my husband and me obtain our first mortgage on our current apartment in 2000, and she helped us again now with a refinance. She has always provided the best rates, both times better than we expected to get. She is extremely resourceful and creative at resolving issues that arise during the application process and provides stellar guidance throughout the entire process. She works tirelessly and with great energy to make sure things get done when they need to be done. She has vast experience with different lenders, and her judgment is impeccable. She is incredibly responsive and responsible. She is also a lot of fun to work with. I recommend June Richardson at GuardHill Financial most highly. She is top-notch! My husband and I couldn’t have asked for more.”

- Anonymous 8/9/2022

Excellent service

“Keith and his team were amazing. Got my refinance done quickly and without any issues. I highly recommend him to anyone looking for a mortgage or refinance!”

- E.F. 7/4/2022

Melissa and Guardhill were excellent

“I just want to thank Melissa and her team for the exceptional service and quick response to all my questions. I will definitely recommend them, and I will use them in the new future again.”

- Anonymous 6/14/2022

Delivers magic!

“Cindy has worked with me as well as other members of my family on a large number of transactions over a long period of time and  she delivers magic!!! She almost always seems to pull a rabbit out of a hat! The service and personal attention I received from Cindy is exceptional and regularly exceeds my already elevated expectations! I have bought and sold a large number of real estate assets and I have almost never come into contact with someone as motivated, tenacious, caring, and effective as Cindy. She is a delight to work with.”

- G.I. 3/22/22

Helped me through all the obstacles

“David listened to my loan needs carefully and did all the searches, and coordinated the loan process from start to end. My DTI was very close to the maximum allowed limit, and this was a mortgage need on a second home. I was also looking for the best available APR. David helped me through all the obstacles, and in the end, I was able to get the least APR and complete the closing of the property on time. I am thankful for his help. Highly recommend him for your mortgage needs.”

- Anonymous 2/16/22

Many financial advantages

“As a small business owner, traditional banks refuse to do refi loans with their current loan holders anymore – even if they are in great standing with perfect credit and have paid off multiple traditional big bank mortgage loans. Fortunately, GuardHill Financial Corp. is there to pick up the slack (and the many financial advantages) to accommodate the needs of successful entrepreneurs. I turned to Melissa, Mortgage Specialist, invariably professional, efficient, knowledgeable, and available. Even if I texted or called her after hours, she would respond to my questions. The loan closed last week, and I was delighted to find Melissa/GuardHill to turn to for any future mortgage loans.”

- N.T. 1/13/22

Fantastic throughout my entire process

“My review is for Natasha Alarcon. She was fantastic throughout my entire process. She was thorough and accessible. I appreciated her regular updates and keeping me in the loop. I never felt like I didn’t know what was going on with my application. Thank you again for helping to make what could be a stressful process somewhat seamless.”

- G.K. 1/12/22

Thrilled to recommend and experience working with GuardHill

“As a Real Estate Advisor working in N.Y. and F.L., I am thrilled to recommend and experience working with GuardHill. Lenders play a significant role in real estate transactions, and it is critical to have a responsive, informing, and team-oriented group of professionals like GuardHill. I will recommend their services to my clients.”

- M.R. 12/9/21

Strongly recommend for thoughtfulness, care, and responsiveness

“Richard and Betsy were superb: effective, fast, prompt, clear, and responsive. They took the time to understand my loan situation (foreign national returning to US, NY investment property) and so were able to recommend options that worked despite the different challenges. I strongly recommend them.”

- Anonymous 11/22/2021

A tremendous amount of trust

“Valerie with GuardHill Financial is a mortgage banker with whom I have a tremendous amount of trust. I have known Valerie for a very long time, and she has done a great deal of work for my clients and me personally. She is solution-minded, client-focused, and always seems to develop a very suitable product that addresses the specifics of any situation.”

- M.R., CPA 10/19/21

You'll actually enjoy your refi experience, really!

“So the rational part of me knew I needed to refi with interest rates being so low. But the emotional part of me didn’t want to deal with the slog that accompanies any mortgage experience. You know what I’m talking about. But the rational part of me took over, and fortunately, I was connected with Amber Daz and her team at GuardHill. They told me everything they needed, I secured the documents, and we moved from application to close in under 30 days, with a rate so good I’ll likely never see again in my lifetime. We even had fun on some of our calls. Really. So what are you waiting for? Give them a call! I’m glad I did!”

- J.W. 10/5/21

Extremely responsive

“We had started conversations with Richard before but decided to go a more traditional route with the bank directly. Our loan fell through at the final hour, and Richard was able to work extremely hard and find us a bank that was willing to do our loan and was also extremely professional. Richard helped us throughout the process and provided a lot of advice on all the different ways we could do the loan. Richard is also extremely responsive and spent a lot of time keeping us updated and working with us through the deal. Finally, he also helped us negotiate the rate at the end. Thank you, Richard!”

- J. 9/20/21

Second Loan and coming back for more

“I worked with David in the past and he managed to get everything in order where other lenders weren’t willing to help. I was so pleased with the experience, I came back a second time for another loan. And you know what? I’ll probably come back again when I need another home loan.”

- A.L. 5/10/21

Excellent Experience

“Cindy was a true professional every step of the way. This was my 2nd refinance with Cindy – she is patient, knowledgeable, efficient, and a pleasure to do business with. She calmed my concerns and walked my through every step with kindness and humor!! Her prompt response to my emails, and calls was refreshing and gave me the confidence that she was going to make this happen for me even though it was challenging.”

- Anonymous 4/21/2021

Lightning fast, considerate and professional

“Steven Weiss could not have been more helpful or professional with our purchase, in both email and on the phone. We would highly recommend him again to future purchasers. He was always helpful and extremely considerate.”

- S. 1/31/20

More options than a retail bank

GuardHill’s unique product range allows us to structure standard to complex solutions with competitive rates for our customers. As mortgage experts, we understand that one size does not fit all. That’s why we offer loan programs ranging from condo & co-op loans, jumbo loans, non-QM loans, Foreign National loans, and more.