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Making mortgages easy and creating lifelong clients for over 28 years. Get the rates and service you deserve.

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    Why GuardHill?

    Fast approvals & closings

    Our goal is to provide a fast & easy mortgage process to help you reach your homeownership dream.

    Competitive rates

    Take advantage of today’s historically low rates by applying with GuardHill today!

    Just mortgages

    Our only focus is on mortgages. Whether you’re self-employed, a non-U.S. citizen, or have low credit, we’ve got you covered.

    Human touch

    We educate and guide you through the process. Understand what’s going on with your loan every step of the way.

    See what our clients are saying!

    Great rate - Great service

    “I had a somewhat challenging situation as I was looking for a mortgage on my second home, and as a co-owner of my company, I am categorized as self-employed. Stephen and Chelsea guided me through the process and were extremely accessible throughout the process. I got a great rate and they made the process quite manageable. I highly recommend them!”

    - S.K. 2/23/21

    Our top choice

    “GuardHill became our top choice after receiving four different quotes. Lowest rate with no points Lowest closing costs Simple online submission with GuardHill app Timely closing Easily the best customer service, Joy and Amber, Madeline. Bottom Line: Get your three quotes, but make sure GuardHill is one of them!”

    - J.T. 2/19/21

    Extremely pleasant and helpful

    “I used D’Laine for my first mortgage and now decided to refinance. She has made the process so much easier and pleasant than I thought it would be. She was always on top of everything and everyone who needed to get their part completed in order for me to get my refinance completed in time. Would highly recommend and use her for future home purchases! Thank you!”

    2/10/21

    The best experience by far

    “I have obtained a half dozen purchase and refinance mortgages. D’Laine Mindreau and the people at GuardHill gave me the best experience by far. D’Laine worked exceptionally hard meeting my very aggressive timeline, reducing costs and answering many detailed questions. She and the GuardHill team were a pleasure to work with and accommodated my schedule.”

    - R.S. 1/25/21

    Smoothest process

    “Excited that you managed to lower the rate at the last minute! We have gone through some nightmare closings before when we lived out-of-state, and were very pleasantly surprised with how smooth this process was. It was actually probably the smoothest experience we’ve ever had. We really appreciated how responsive and organized you were. I just wanted to express my gratitude.”

    - Carolyn 1/22/21

    They work miracles

    “Due to my modest credit score and very high LTV, I could not refinance [with other lenders]. However, the day before Christmas, I was able to close [with GuardHill] on a single mortgage and pay off my two outstanding mortgages. Thank you so much for all your help – I cannot believe I made it across the finish line. If you ever need a lender who can help you out with your clients – I highly recommend David and GuardHill. They work miracles.”

    - Brian 1/20/21

    Clear, honest, patient

    “Keith was clear, honest, patient and was available to answer all my questions. He did a good job working with my refinance so I would feel satisfied with my mortgage. I would recommend him!”

    - Norbert 10/13/20

    Knowledge and experience

    “Michael has helped me through five different closings over the past fifteen years. Two of those had complications and one in particular would likely have fallen through were it not for Michael’s help. He did not hesitate to do the extra work it took to make it happen. His knowledge and experience are impressive. He and his team are exemplary in their professionalism and they consistently deliver a first-class experience from start to finish. And he is a genuinely nice guy to boot. I can’t speak highly enough about him and his team, and I am happy to enthusiastically recommend him.”

    - John W. 10/13/20

    Locked down a great rate

    “D’Laine is amazing at what she does. Incredibly responsive, communicative, and clear. She helped me lock down a great rate and secure a mortgage in record time. Highly recommend!”

    - Ross C. 9/14/20

    Fought to lower our rate

    “D’Laine helped us refinance our apartment she was extremely client friendly and an utmost professional. this was the second loan she worked with us on and she actually fought to lower our rate post market changes! I would recommend D’Laine to anyone or family and know they are in excellent hands.”

    - RVF 9/11/20

    Closed quickly and efficiently

    “Worked with Keith Furer and his colleague Betsy on TWO transactions back to back. One was a refi and one was a purchase. Both transactions closed quickly and efficiently. Both Keith and Betsy flexible, responsive, and overall a delight to deal with. HIGHLY recommend to anyone looking for assurance they will close on time and without surprises.”

    - S. 9/10/20

    Easy as pie

    “Everything went smooth even in the midst of the pandemic. The whole team did a phenomenal job. They are professional, highly responsive and work fast. I didn’t think the refinance process can be this simple.”

    - Lewis L. 9/1/20

    Next thing you know, we’re closed

    “This process could not have been easier. Spoke to Kevin, told him what we were looking for. Uploaded some documents, and next thing you know, we’re closed. No drama. Just a good, solid experience at the rate and cost we were promised, which was better than anyone else’s.”

    - David M. 8/20/20

    Could not have asked for more

    “I am very grateful for, and highly recommend, the mortgage services of GuardHill Financial. Steven Weiss was professional, well-informed, and a great communicator. He dealt expertly and efficiently with both routine matters and unexpected developments. I could not have asked for more!”

    - Lisa 8/14/20

    Really fast - during covid

    “I’m a first time home owner and I purchased my house in 2013. I’ve always been nervous to refinance and mess around with my mortgage, but working with Jimmy and Betsy from GuardHill really made me comfortable. They answered every question I had through the whole process and didn’t make me feel like I was burdening them. The process was smooth and took probably 2 months, in my opinion that’s really fast (and this was during covid). If I ever need help again I’ll definitely give Jimmy a call.”

    - Jespo 8/10/20