Since 1992, the Leader in Mortgage Financing
Specialized Programs Tailored to Your Needs
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A leading mortgage banker dedicated to continuing a unique standard of excellence

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Providing financing for virtually every scenario with the most competitive rates

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  • Rochelle Crespi is a gem. She was honest, straightforward, and patient with us from the very beginning. Thanks, Rochelle.

    JR Client
  • I have had the pleasure of working with Jamie Whitall for over 12 years on purchase, construction and refinance mortgages in the Hamptons and have yet to meet anyone who is more knowledgeable than Jamie. When you explain what you are trying to achieve, he becomes your partner.  I always walk away from each opportunity feeling that I have received the best service and the best rate available.

    VC Client, NY
  • We have nothing but great things to say about Michael and the team at GuardHill Financial Corp.  They not only got us a fantastic mortgage rate, but were a joy through every part of the process.  They worked quickly and efficiently, allowing us to get from offer to closing in roughly 2 months’ time.  They were quick to answer our questions, worked well with our lawyers and the seller, and in the end got us a mortgage that allowed us to buy an apartment we loved in a fiscally responsible manner.  I would highly recommend working with them on any needs you might have.

    SA Client, NY
  • Valerie Feder and her team at GuardHill Financial Corp. are simply the best in the business. Having owned multiple homes I would not think of trusting my mortgage needs to anyone else. Expert knowledge, expert advice and aggressive pursuit of the best mortgage rates out there are what you can expect and will ultimately receive.

    Client NY
  • Kevin is The Mortgage Whisperer.  He has helped us with two different mortgages and each time he took what was a complicated situation and found solutions that allowed us to move forward with owning our apartment.  He is transparent, very responsive, direct, and solution oriented.  At no point did I feel he was selling me something - instead I felt like he had my best interests at heart and worked hard to find the right mortgage for our situation.  I would use Kevin again in a second and recommend him often to friends.

    GP Client, NY
  • My wife and I recently closed our loan with the help of Mr. Rybak and his team for a combination of two units. What could have potentially been an extremely stressful and difficult process was absolutely nothing but seamless, to the point that my wife commented that she thought the process of getting a mortgage was “easy.” I know from firsthand experience that this is not always an easy process, and I attribute our experience to Mr. Rybak’s responsiveness and attention to our file, as his work was truly beyond repute.

    JH, Esq. Client
  • I pushed hard and part of my experience was stressful but the team at Guardhill did a fantastic job. Thanks a ton to Chelsea and Stephen for pulling through!

    BM Client
  • I wanted to just thank everyone at GuardHill for helping my family through this stressful process. GuardHill (Amber, Marilyn and the whole team), have been a true Godsend. You guys have made this process so much easier and painless…my wife yesterday told me that this loan process was easy; we should do it again in the future with GuardHill. (The saga continues for a bigger house!) You guys are hands down the best.

    MLD Client
  • Steven Weiss was so helpful all through the process.

    LH Client
  • We first had the good fortune to work with Keith about 10 years ago, when he stepped in last minute to save us when a badly put together mortgage fell through as we were buying our Manhattan apt. Since then we have purchased three more homes using his services and done three refinances. Keith is professional, quick and very helpful. He has consistently got us the best rates, given us the best advice on what type of mortgage would best suit us at different times with different purchases, plus he has a great sense of humor - we can't recommend him highly enough!

    LG Client, NY
  • My wife and I have worked with Richard Barenblatt on 3 transactions, ranging from the routine to quite complex. Along the way, we've seen first-hand that he is honest, bright, resourceful and responsible. As a lawyer who specializes in housing law and civil rights and as a law professor who teaches about law practice, I know that the number one complaint about service industry professionals is the lack of responsiveness. Richard excels in this (and so many other areas). He understands that these transactions are important and will guide you through the process with great skill and care. We recommend him highly and without reservation.

    CA Client, NY
  • D'Laine Mindreau has extraordinary focus in getting things done from start to finish. She was recommended by a lawyer I have known for over 20 years and I've always trusted him. He is never wrong. As such, he was right about D'Laine Mindreau. If you have the pleasure of working with her, do not pass it up. Her patience in the face of difficulty is unparalleled. Committed and professional, I would highly recommend her again and again. Another thanks to my Attorney Peter Thomas for putting me in touch with a person who has such an incredible work ethic.

    AV Client, NY
  • It is a pleasure to write this testimonial on behalf of Jordan Roth and GuardHill Financial Corp. I cannot recommend Jordan and the entire team at GuardHill enough. From the first time I spoke with Jordan about my needs, he was extremely understanding and helpful. He explained all the options available and walked me through the entire process. After having suffered a major disaster at the hands of one of the large national banks, it was a breath of fresh air dealing with GuardHill and Jordan in particular. The loan process was absolutely painless and our application was processed and approved in a short time. Jordan was very patient with me and was always available by phone or email, even late in the evening and on weekends, which is such a blessing. I wish everyone else in the industry cared so much for their clients. GuardHill is highly recommended. I am one very satisfied customer.

    PB Client, NY
  • Wanted to write a quick note praising the efforts of Cindy Saxman Margulies. From the beginning of what has been a very impressive process Cindy was by my side helping to guide me, explain details and (most importantly) secure the best rate possible.  In addition, Cindy was there throughout the entire close and put in considerable effort (and influence) to help expedite matters when I had pressing business commitments later in the day. I cannot say enough good things about her and will absolutely recommend her (and GuardHill) to everyone I know in the market. I am truly pleased with the end results.

    SR Client, NY
  • If anyone is looking to get a mortgage or refinance - I can highly recommend Rochelle Crespi of GuardHill Financial. I worked with her to secure a mortgage on my pied-a-terre purchase in NYC and she fought tooth and nail to make sure that I got a mortgage and that it was at a fair market rate. She is extremely diligent and takes care to lead you in every step of the way.  If I were to re-finance or to purchase another property in NYC or in the USA, I would seek her services again!!!! In fact, I was first introduced to her when I tried to buy a property on a short sale (which fell through) a few years ago.  I do not work for nor was I asked by GuardHill or Rochelle to provide this recommendation- I am doing it because I feel that she is really good and I am super happy with my mortgage.

    HS Client, NY
  • Dear Mr. Rosenbaum, I wanted to send a quick note to say what a pleasure it was working with Amber Daz to secure a mortgage through GuardHill Financial Corp. After discussing the loan process with two banks and three mortgage brokers, I decided without hesitation to go with Amber Daz. Her demeanor is immediately friendly and easy going but it’s also clear from the gate that she knows her stuff.  Both she and Blakely have been professional, thorough, courteous and quick to respond throughout the process. The experience was the best of what one can hope for. I’m a licensed real estate agent with Douglas Elliman. I look forward to referring both clients and friends to Amber and therefore to GuardHill Financial.

    FS Client, NY
  • I met Doug Morgen a few months ago when I was looking for a lender to purchase at the Salem House. We went to several banks for a mortgage before we met him but they declined the building. Doug helped tremendously in finding us a lender very quickly with an amazing rate. I highly recommend Doug if you are looking for a mortgage. I give him a 5-star rating!!!

    Client UES
  • Upon calling Doug he immediately was able to get the building approved after several banks had declined it. Doug is a true professional who was able to get my mortgage approved so quickly that I was able to make my closing date. I highly recommend Mr. Morgen and his company, GuardHill Financial to anyone looking to obtain a mortgage. Doug and his company are second to none. I also consider Doug a friend for life.

    Client UES
  • Conducting Business with GuardHill Financial showed me how a business can go from solely communicating over a phone or email, to a company that takes on the relationships with their clients to a completely different level. I was able to communicate back and forth with representatives of the company regarding any questions or concerns that I had. In regards to creating the best possible loan offer for me, GuardHill Financial was able ensure the most competitive rates with the best service in the business. I was very happy that I chose GuardHill Financial to help me with my mortgage.

    Client JA
  • My husband and I just completed a very long and difficult refinance and the only bright spot was Rochelle and her team. The efficiency and professionalism they each displayed throughout the process was nothing less than remarkable. This is my third mortgage with Rochelle and there’s a reason I keep coming back; she is really terrific and treats each loan as though it were her own.

    LC NY Client
  • I write with my full recommendation for the services of June Richardson, Vice President of GuardHill Financial Corp. I worked closely with June as my mortgage broker for exactly one year, from January 2016 - January 2017. Ultimately, I was able to close on my apartment and mortgage on January 6, 2017. June and her staff at Guardhill displayed the utmost efficiency and professionalism during the extended period of time we worked together. Most notably, however, was June's ability to think out of the box and maneuver amongst her lenders to secure an advantageous mortgage and interest rate for me. In fact, she did this twice, as I was engaged in two different deals throughout the duration of my attempt to purchase an apartment. In addition to securing an advantageous mortgage and interest rate for me, June was communicative and receptive to my requests for personal advice to guide me along the process. As a first-time homebuyer, I had never navigated the mortgage process. June professionally gave me her advice and insights, while maintaining that ultimately the decisions were mine to make. I truly appreciate June's willingness to guide me along the process, above and beyond what she was professionally engaged to do. In sum, I write with the highest regards for June, her staff, and her ability to secure the most advantageous mortgages possible for her clients. In the business world here in New York City, it is not so often that you find a professional that makes you feel as though they are truly and sincerely working for your interests. June did just that, for which I am truly grateful.

    ND NY Client


The GuardHill Advantage as Mortgage Bankers and Brokers:


  • We can lend in almost every apartment building in NYC, Brooklyn and Queens
  • We focus on the client rather than the building
  • Can lend on ‘Non Fannie Mae’ approved Buildings
  • Non-warrantable Condo specialist
  • We can lend to Foreign Nationals


  • In-house underwriters and closing department in New York City
  • Delegated underwriters can offer commitments in 24 hours
  • Wide array of programs
  • Can finance Primary, Secondary and Investment properties
  • Can work with multiple appraisers ensuring an accurate valuation
  • Can close within 30 days
  • We have the ability to finance any type of transaction from over 50 different lenders
  • We are Jumbo Financing experts (Loans available up to $30MM)


  • Can Lend on Multi-Family Properties: 1-4 family
  • Commercial Multi Family: above 4 units
  • New Construction Projects
  • Mixed Use Properties
  • Difficult scenarios including volatile income and low credit score


An Important Factor in Home Buying

    Your credit score affects many of life’s most important decisions. Your home, car, and job all heavily rely on the health of your credit score. While you may know what your score [...]

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