Since 1992, the Leader in Mortgage Financing
Specialized Programs Tailored to Your Needs
We Get the Deal Done

Customer Service

A leading mortgage banker dedicated to continuing a unique standard of excellence

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Providing financing for virtually every scenario with the most competitive rates

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  • Rochelle Crespi is a gem. She was honest, straightforward, and patient with us from the very beginning. Thanks, Rochelle.

    JR Client
  • I have had the pleasure of working with Jamie Whitall for over 12 years on purchase, construction and refinance mortgages in the Hamptons and have yet to meet anyone who is more knowledgeable than Jamie. When you explain what you are trying to achieve, he becomes your partner, I always walk away from each opportunity feeling that I have received the best service and the best rate available.

    VC Client, NY
  • We have nothing but great things to say about Michael and the team at Guardhill Financial Corp.  They not only got us a fantastic mortgage rate, but were a joy through every part of the process.  They worked quickly and effiencetly, allowing us to get from offer to closing in roughly 2 month time.  They were quick to answer our questions, worked well with our lawyers and the seller and in the end got us a mortgage that allowed us to buy an apartment we loved in a fiscally responsible manner.  I would highly recommend working with them on any needs you might have.

    SA Client, NY
  • Valerie Feder and her team at GuardHill Financial Corp. are simply the best in the business. Having owned multiple homes I would not think of trusting my mortgage needs to anyone else. Expert knowledge, expert advice and aggressive pursuit of the best mortgage rates out there is what you can expect and will ultimately receive.

    Client NY
  • Kevin is The Mortgage Whisperer.  He has helped us with two different mortgages and each time he took what was a complicated situation and found solutions that allowed us to move forward with owning our apartment.  He is transparent, very responsive, direct and solution oriented.  At no point did I feel he was selling me something - instead I felt like he had my best interests at heart and worked hard to find the right mortgage for our situation.  I would use Kevin again in a second and recommend him often to friends.

    GP Client, NY
  • My wife and I recently closed our loan with the help of Mr. Rybak and his team for a combination of two units. What could have potentially been an extremely stressful and difficult process was absolutely nothing but seamless, to the point that my wife commented that she thought the process of getting a mortgage was “easy.” I know from firsthand experience that this is not always an easy process, and I attribute our experience to Mr. Rybak’s responsiveness and attention to our file, as his work was truly beyond repute.

    JH, Esq. Client
  • Noah Brown was amazing. He is very detailed oriented and took care of everything.

    OW Client
  • I pushed hard and part of my experience was stressful but the team at Guardhill did a fantastic job. Thanks a ton to Chelsea and Stephen for pulling through!

    BM Client
  • I wanted to just thank everyone at GuardHill for helping my family through this stressful process. GuardHill (Amber, Marilyn and the whole team), have been a true Godsend. You guys have made this process so much easier and painless…my wife yesterday told me that this loan process was easy; we should do it again in the future with GuardHill. (The saga continues for a bigger house!) You guys are hands down the best.

    MLD Client
  • Steven Weiss was so helpful all the through the process.

    LH Client


The GuardHill Advantage as Mortgage Bankers and Brokers:


  • We can lend in almost every apartment building in NYC, Brooklyn and Queens
  • We focus on the client rather than the building
  • Can lend on ‘Non Fannie Mae’ approved Buildings
  • Non-warrantable Condo specialist
  • We can lend to Foreign Nationals


  • In-house underwriters and closing department in New York City
  • Delegated underwriters can offer commitments in 24 hours
  • Wide array of programs
  • Can finance Primary, Secondary and Investment properties
  • Can work with multiple appraisers ensuring an accurate valuation
  • Can close within 30 days
  • We have the ability to finance any type of transaction from over 50 different lenders
  • We are Jumbo Financing experts (Loans available up to $30MM)


  • Can Lend on Multi-Family Properties: 1-4 family
  • Commercial Multi Family: above 4 units
  • New Construction Projects
  • Mixed Use Properties
  • Difficult scenarios including volatile income and low credit score


Understanding Your Credit Score

    Your credit score affects many of life’s most important decisions. Your home, car, and job all heavily rely on the health of your credit score. While you may know what your score [...]

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