The Leader in Mortgage Financing since 1992
Specializing in personalized programs for our clients with the best rate
Dedicated to making the process as easy as possible with our online forms

Customer Service

A leading mortgage banker dedicated to continuing a unique standard of excellence

Affordable Rates

Providing financing in almost every scenario with the best rate whether easy or difficult

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  • I have had the pleasure of working with Jamie Whitall for over 12 years on purchase, construction and refinance mortgages in the Hamptons and have yet to meet anyone who is more knowledgeable than Jamie. When you explain what you are trying to achieve, he becomes your partner, I always walk away from each opportunity feeling that I have received the best service and the best rate available.

    VC Client, NY
  • We have nothing but great things to say about Michael and the team at Guardhill Financial Corp.  They not only got us a fantastic mortgage rate, but were a joy through every part of the process.  They worked quickly and effiencetly, allowing us to get from offer to closing in roughly 2 month time.  They were quick to answer our questions, worked well with our lawyers and the seller and in the end got us a mortgage that allowed us to buy an apartment we loved in a fiscally responsible manner.  I would highly recommend working with them on any needs you might have.

    SA Client, NY
  • Valerie Feder and her team at GuardHill Financial Corp. are simply the best in the business. Having owned multiple homes I would not think of trusting my mortgage needs to anyone else. Expert knowledge, expert advice and aggressive pursuit of the best mortgage rates out there is what you can expect and will ultimately receive.

    Client NY
  • Kevin is The Mortgage Whisperer.  He has helped us with two different mortgages and each time he took what was a complicated situation and found solutions that allowed us to move forward with owning our apartment.  He is transparent, very responsive, direct and solution oriented.  At no point did I feel he was selling me something - instead I felt like he had my best interests at heart and worked hard to find the right mortgage for our situation.  I would use Kevin again in a second and recommend him often to friends.

    GP Client, NY
  • We first had the good fortune to work with Keith about 10 years ago, when he stepped in last minute to save us when a badly put together mortgage fell through when we were buying our Manhattan apt. Since then we have purchased three more homes using his services and done three refis. Keith is professional, quick and very helpful. He has consistently got us the best rates, given us the best advice on what type of mortgage would best suit us at different times with different purchases, plus he has a great sense of humor - we can't recommend him highly enough!

    LG Client, NY
  • My wife and I have worked with Richard Barenblatt on 3 transactions, ranging from the routine to quite complex. Along the way, we've seen first-hand that he is honest, bright, resourceful and responsible. As a lawyer who specializes in housing law and civil rights and as a law professor who teaches about law practice, I know that the number one complaint about service industry professionals is the lack of responsiveness. Richard excels in this (and so many other areas). He understands that these transactions are important and will guide you through the process with great skill and care. We recommend him highly and without reservation.

    CA Client, NY
  • D'Laine Mindreau has extraordinary focus in getting things done from start to finish. She was recommended by a lawyer I have known for over 20 years and I've always trusted him. He is never wrong. As such, he was right about D'Laine Mindreau. If you have the pleasure of working with her, do not pass it up. Her patience in the face of difficulty is unparalleled. Committed and professional, I would highly recommend her again and again. Another thanks to my Attorney Peter Thomas for putting me in touch with a person who has such incredible work ethic.

    AV Client, NY
  • It is a pleasure to write this testimonial on behalf of Jordan Roth and the GuardHill Financial Corp. I cannot recommend Jordan and the entire team at GuardHill enough. From the first time I spoke with Jordan about my needs, he was extremely understanding and helpful. He explained all the options available and walked me through the entire process. After having suffered a major disaster at the hands of one of the large national banks, it was a breath of fresh air dealing with GuardHill and Jordan in particular. The loan process was absolutely painless and our application was processed and approved in a short time. Jordan was very patient with me and was always available by phone or email, even late in the evening and on weekends, which is such a blessing. I wish everyone else in the industry cared so much for their clients. Highly recommended. One very satisfied customer.

    PB Client, NY
  • Wanted to write a quick note praising the efforts of Cindy Saxman Margulies. From the beginning of what has been a very impressive process Cindy was by my side helping to guide me, explain details and (most importantly) secure the best rate possible.  In addition, Cindy was there throughout the entire close and put considerable effort (and influence) to help expedite matters when I had pressing business commitments later in the day. I cannot say enough good things about her and will absolutely recommend her (and your business) to everyone I know in the market. Truly pleased with the end results.

    SR Client, NY
  • If anyone is looking to get a mortgage or refinance - I can highly recommend Rochelle Crespi of GuardHill Financials. I worked with her to secure a mortgage on my pied a terre purchase in NYC and she fought tooth and nail to make sure that I got a mortgage and that it was at a fair market rate. She is extremely diligent and takes care to lead you in every step of the way.  If I were to re-finance or to purchase another property in NYC or in the USA, I would seek her services again!!!! In fact, I was first introduced to her when I tried to buy a property on a short sale (which fell through) a few years ago.  (I do not work for nor was I asked by GuardHill or Rochelle to provide this recommendation- I am doing it because I feel that she is really good and I was super happy that I got a mortgage.

    HS Client, NY


The GuardHill Advantage as Mortgage Bankers and Brokers:


  • We can lend in almost every apartment building in NYC, Brooklyn and Queens
  • We focus on the client rather than the building
  • Can lend on ‘Non Fannie Mae’ approved Buildings
  • Non-warrantable Condo specialist
  • We can lend to Foreign Nationals


  • In-house underwriters and closing department in New York City
  • Delegated underwriters can offer commitments in 24 hours
  • Wide array of programs
  • Can finance Primary, Secondary and Investment properties
  • Can work with multiple appraisers ensuring an accurate valuation
  • Can close within 30 days
  • We have the ability to finance any type of transaction from over 50 different lenders
  • We are Jumbo Financing experts (Loans available up to $30MM)


  • Can Lend on Multi-Family Properties: 1-4 family
  • Commercial Multi Family: above 4 units
  • New Construction Projects
  • Mixed Use Properties
  • Difficult scenarios including volatile income and low credit score


Interested in a career with GuardHill?