Products and Services

GuardHill offers personalized loan programs tailored to fit your financial needs

When it comes to a home loan, there is no such thing as one size fits all. GuardHill has different types of mortgages to fit each borrowers’ needs. Contact us for more information.

We're NOT a retail bank, and we take pride in that.

Adjustable Rate Mortgages offer lower rates for a fixed period of time before adjusting to market rates in the future.

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A fixed interest rate loan is a loan where the interest rate does not change for the entire loan term.

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Mortgages that are not backed or guaranteed by the government. Instead, they adhere to the guidelines set by Fannie Mae and Freddie Mac. 

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Loans that are greater than $726,525, which is Fannie Mae’s loan lending limit.

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Loans for Non-U.S. citizens and non-permanent residents to purchase residential property. 

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Condo loan specialists. Get the right match for you and your building. 

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For new condo developments click here >

Loans under $484,350 and adhere to the Fannie Mae and Freddie Mac guidelines for income, assets, credit, and loan to value. In high-cost areas, conforming loans can go up to $726,525.

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A co-op mortgage is used to purchase or refinance cooperative  residential units. Rather than owning the unit, the resident has shares in the building that grant a proprietary lease for the unit.

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Loans for properties that are used for business purposes.

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Multi-family loans are used for the purchase of multi-family residential complexes such as apartments and condominiums with two to four units, or five and more units.

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Loans to help finance your dream home or increase your home’s value. This can include custom builds, renovations and everything in between. 

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Loans subsidized by the government, which provides borrowers with low down payment and interest rate options. 

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Borrowers that are over the age of 62 can access untapped home equity with a reverse mortgage. 

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Investment property loans are designed for those looking to buy an additional home(s) as a vacation or investment property.

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A home equity line of credit (HELOC) is a loan in the form of a line of credit secured by the equity in your home.

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A non-qualified mortgage (Non-QM) does not meet the standards of a qualified mortgage.

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