Investment Property Loan

GuardHill Financial proudly offers Investment Property Loans. Investment Property Loans are designed for those looking to buy an additional home(s) as vacation or investment property. Our professionals will guide you through the home buying process and find the most efficient way for you to finance the second property.

Before Beginning the Loan Process

Before you begin the application process for your investment property loan, it is important that you have some key details figured out.

  • What type of property do you want to invest in? Apartment buildings, condominiums, and rental homes are all popular investment opportunities.
  • Do you want a short-term or long-term investment? Is this property something you see yourself hanging on to for a while, or are you looking for something more short-term?
  • Do you have the time to manage the property? Being a landlord is a huge responsibility, and you will be required to be available around-the-clock. You may want to consider hiring someone if you are not ready.

Investing in a Residential Property

Residential properties require a different mortgage from typical home investments. Investment properties often require a larger down payment, have a higher interest rate, size requirements, and different loan underwriting.

Benefits of Investment Properties

It is important to weigh the risks and benefits before investing. Investment properties offer several personal and financial benefits. Property owners may choose to rent the property to provide for additional cash flow, take advantage of the tax benefits, and build their investment portfolio.

If you are interested in beginning to build a real estate investment portfolio, then contact the professionals at GuardHill Financial. Our extensive experience in securing Investment Property loans has allowed countless individuals to achieve their investment goals. Let’s get started today!