FHA Loans

An FHA loan is a mortgage insured by the Federal Housing Administration that has more flexible lending requirements than those for conventional loans. Also, FHA loans typically allow qualified buyers to purchase a home with lower down payments than traditional loans. As a result, FHA insured loans require mortgage insurance and lending limits will vary based on a variety of housing types and the state and county in which the property is located.

GuardHill specializes in FHA loans for 1-4 family dwellings and utilizes an automated underwriting engine that provides for fast approvals and closings.

Whether you’re a first time homebuyer, moving to a new home, or want to refinance your existing conventional or FHA mortgage, call GuardHill today to discuss FHA loan eligibility requirements.