What is an FHA Loan?

An FHA loan is a mortgage insured by the Federal Housing Administration and has more flexible lending requirements than those for conventional loans. Typically, qualified borrowers will have a lower down payment with an FHA loan compared to other traditional loans. As a result of lower down payments, FHA insured loans require mortgage insurance, and the lending limits vary based on the housing type and the state and county in which the property is located.

GuardHill provides FHA loans for 1-4 family dwellings and utilizes our in-house underwriting team to provide approvals in 24 hours to ensure fast closings.

Whether you’re a first-time homebuyer, moving to a new home, or want to refinance your existing conventional or FHA mortgage, call GuardHill today to discuss FHA loan eligibility requirements.