Best Way to Check Your Credit Score
The best way to check your credit score is to look at your credit report. Your credit report lists your credit score, so it’s a natural source to check your score. You are entitled to one free credit report each year but may be charged a small fee for the report to include your credit score.
You may check your credit score with any of the three major credit reporting agencies – Equifax, Experian, and TransUnion.
How Often Can you Check your Credit Score?
Realistically, you can check your credit score as often as you’d like. However, checking your credit score too frequently may not be beneficial. It’s more important to focus on consistent and healthy financial habits rather than fixating on your month-to-month credit score.
It is recommended to check your credit score at least once a year to monitor any significant changes or potential errors. You may want to check your score before applying for a new loan or applying for a new job.
How Often Does Your Credit Score Change?
If you’re focused on improving your credit score, don’t expect any significant changes to happen overnight. Your credit score will change depending on how often your credit report is updated. Realistically your credit score may change daily, but it’s not significant enough to monitor daily or even weekly. It may take months to years to see substantial changes in your credit score.