Benefits of Mortgage Financing for Foreign National Home Buyers

GuardHill is one of the nation’s leading Foreign National mortgage lenders. Headquartered in Manhattan, GuardHill has been able to reach Foreign National investors across the globe since 1992. It is our mission to overcome any challenges to ensure a smooth process for our Foreign National clients, solidifying the reality of buying a home in the U.S. Whether you are looking to purchase a home or an investment property, the GuardHill team can provide mortgage loan solutions for you.


What does the term “Foreign National” mean?

The mortgage industry defines a Foreign National as anyone who is not a U.S. Citizen and not permanently living in the United States.

Why Should a Foreign National Buyer obtain a Mortgage to Purchase Property in the U.S.?

In the past, it was common for foreign investors to pay for their home using all cash. However, we have seen a surge in mortgage financing for international home buyers over the last few years.  There are many advantages of mortgage financing for international buyers that has caused an exponential increase in mortgage applications.

What Makes a Mortgage Desirable for a Foreign National?

  • Potential tax benefits
  • Ability to allocate cash to other investments
    • Rather than purchasing a property in all cash, allocate some of that money into a high yielding account or other investment opportunities.
  • Less risk; the value of the property may fluctuate over time.

The United States is becoming an increasingly more attractive location for real estate investment compared to other once-popular alternatives. Some of the countries that were popular in the past have implemented taxes targeting foreign home buyers.

Why Should a Foreign National get a Mortgage with GuardHill?

GuardHill has a team that specializes in and is solely dedicated to Foreign National affairs. The International Mortgage experts speak a variety of languages, which helps to ensure that our Foreign National clients have a seamless and enjoyable mortgage financing experience. GuardHill’s international team is comprised of individuals who speak a multitude of languages including Spanish, Mandarin, Cantonese, Albanian, Greek, Italian and many more.

Our mortgage experts will assess your financial goals and motivations to determine which loan program best fits your parameters. Our goal is to offer the lowest mortgage rate possible matched with the most competitive loan program and exceptional service. We understand that every mortgage is different, especially for a Foreign National, and our clients are the priority.

Our dedication to customer care does not stop there; our mobile app, GuardHill on the Go, is a helpful tool that allows you and all parties involved in the home buying process to stay informed every step of the way. You can track the progress of your loan and message your loan originator from anywhere, anytime.

To learn more about Foreign National Financing click here.

If you are a Foreign National looking to purchase property in the U.S., get in touch with one of the best Foreign National mortgage lenders!